Scott Michael Forrester Disbarred Arizona Bankruptcy Attorney – Effective 5/5/2021
SCOTT MICHAEL FORRESTER, DISBARRED BY THE STATE BAR OF ARIZONA. EFFECTIVE MAY 5, 2021. […]
Student Advocates Team and others Falsely Promised Services – Now Banned
Operators of Student Loan Debt Relief Scheme Banned From Providing Debt Relief Services as Part of Settlement with FTC (Reprint from Federal Trade Commission, May 17, 2021) The operators of a student loan debt relief scheme are banned from providing debt relief services and have [...]
Three Arizona Democrats decide that Creditors and Debt Buyers are More Important than Homeowners
On January 1, 2022, HB2617 will become the law of Arizona. Your home is no longer protected from your judgment creditors, which will have a devastating effect on Arizona’s consumers, and those hardest hit by Covid-19. This bill was promoted by Ben Toma, House Majority Leader, bought and paid [...]
Summary of Foreclosure Alternatives – COVID-19 Hardships
There is so much mis-information about a forbearance of home mortgages during COVID-19. Know your options before making a decision not to pay your mortgage. (4/1/21 UPDATE - see summary of foreclosure alternatives) This chart provides a summary of relief options available for borrowers facing a COVID-19 related hardships. [...]
New Law Allows Creditors to Invade Arizona Homestead Protection
On January 1, 2022, HB2617 will become the law of Arizona. Your home is no longer protected from your judgment creditors, which will have a devastating effect on Arizona’s consumers, and those hardest hit by Covid-19. This bill was promoted by Ben Toma, House Majority Leader, bought and paid [...]
Tenants Can Hold Debt Collectors Accountable for Illegal Evictions
CFPB Rule Clarifies Tenants Can Hold Debt Collectors Accountable for Illegal Evictions Bureau Issues Interim Final Rule on Fair Debt Collection Practices Act (reprint April 19, 2021) The Consumer Financial Protection Bureau (CFPB) today issued an interim final rule in support of the Centers for [...]
Bankruptcy, Explained by John Oliver
There is so much mis-information about bankruptcy and how it works, or does not work. Know your options before making any decision to file or not to file bankruptcy or participate in a "debt workout scheme". Below is a YouTube video presented by John Oliver, who does a fairly [...]
HB2617 is a Trojan Horse – Will Take Away Decades of Protection for Arizona Homeowners
Arizona Bill wants Judgment Creditor to get paid before homeowners when house is refinanced (something Arizona law has not allowed since mid 1950s). Concerns about Arizona HB 2617, especially with the amendments: will allow old and new judgments to attach to homesteads. What the bill and amendments do: There [...]
Possible Change in Arizona Homestead Law & Refinancing
Are you planning on refinancing your home? If so, you could lose protections from creditors under bill at Legislature Russ Wiles, Arizona Republic, Arizona Republic Interviews Diane L. Drain about Arizona homestead protection and exposure to creditors. Published 6:13 p.m. MT Apr. 13, 2021 Homeowners who refinance their mortgages [...]
Even if You Are in Prison – File Required Bankruptcy Documents or Your Case Will Be Dismissed.
In prison? If You Are Going to File Bankruptcy, You Must Follow the Rules – No Exception. In re Harrell, BAP No. EC-20-1091-BTL (9th Cir BAP, 3-20-21) Harrell is incarcerated at Folsom State Prison in California. He filed a “skeletal” chapter 7 bankruptcy case on [...]