I am a Leader in Democratization of Knowledge about Bankruptcy
Quick Page Index
- 1 I am a Leader in Democratization of Knowledge about Bankruptcy
- 2 Lead Express, Harvest Mood Financial Sued by FTC
- 3 Bankruptcy After COVID-19, What Should You Do to Avoid Mistakes?
- 4 COVID-19 – Help for Homeowners and Renters
- 5 How Filing for Bankruptcy Changed My Life
- 6 How to Manage Your Bills During COVID-19
- 7 University of Phoenix to Pay $50 M and Stop Collection on $141 M in Student Loans
- 8 COVID-19 FORBEARANCE IN ARIZONA CHAPTER 13 BANKRUPTCIES
- 9 If I File Bankruptcy Will I Lose My COVID-19 Stimulus Money?
- 10 Can My Creditors or Bank Take My Stimulus Money?
Who knew that I was a leader in providing knowledge to others (now called “Democratizing Knowledge)!! An article on Wired, Natalie Chyi, focuses a light on how COVID-19 has changed the prospective of on sharing information. Titled The Coronavirus is Democratizing Knowledge. The sub-title is: “Despite toxic misinformation, the pandemic has empowered us to become […]
Lead Express, Harvest Mood Financial Sued by FTC
Lead Express, Harvest Moon Financial and others repeated drew interest-only charges, leaving consumers to pay more than promised May 22, 2020 – The Federal Trade Commission (FTC) has charged Lead Express, Harvest Moon Financial, Gentle Breeze Online, and Green Stream Lending with deceiving its customers by overcharging millions of dollars and repeatedly withdrawing money from […]
Bankruptcy After COVID-19, What Should You Do to Avoid Mistakes?
This is a difficult time for everyone – employer, employee, parents, and seniors. Never decide to do something without understanding the consequences of those innocent actions. We all know it is important to plan ahead. It cannot be more important than today. Many of you lost your job or were furloughed, but almost everyone has […]
COVID-19 – Help for Homeowners and Renters
CORONAVIRUS ASSISTANCE INFORMATION July 11, 2019 – the following is information from the Federal Housing Finance Agency. FHFA is closely monitoring the coronavirus national emergency’s effect on the housing finance market and continues to update policies and guidance to ensure its regulated entities – Fannie Mae, Freddie Mac (the Enterprises), and the Federal Home Loan […]
How Filing for Bankruptcy Changed My Life
I could tell you how bankruptcy may change your life, but why would you listen to me?Quick Page Index0.1 I could tell you how bankruptcy may change your life, but why would you listen to me?1 SOME THOUGHTS MY CLIENTS WANT TO SHARE WITH YOU:1.1 I was scared to the point of panic attacks1.2 Now, […]
How to Manage Your Bills During COVID-19
April, 2020 – The Federal Trade Commission released suggestions on managing your bills during this very difficult time (COVID-19 quarantine). COVID-19 has disrupted life for everyone on the planet. Each of us is asked to sacrifice for the health of the entire nation and world. Unfortunately, that sacrifice comes at a cost for many. They […]
University of Phoenix to Pay $50 M and Stop Collection on $141 M in Student Loans
In a large victory for consumers, The University of Phoenix agreed to pay $50 million in cash and cancel $141 million in debt owed to the school by students harmed by their deceptive ads. Phoenix’s ads touted job opportunities and relationships with top tech companies.
COVID-19 FORBEARANCE IN ARIZONA CHAPTER 13 BANKRUPTCIES
The following is a guest post – by Gary R. Stickell, a great Arizona bankruptcy attorney and my friend and mentor for more than 20 years. COVID-19 and CHAPTER 13 BANKRUPTCIES Most, if not all, mortgage servicers are offering programs of forbearance to homeowners affected by income loss due to the COVID-19 Pandemic. These seem […]
If I File Bankruptcy Will I Lose My COVID-19 Stimulus Money?
When someone files for bankruptcy they can keep certain things that are “exempt”. Stay with me as I explain this process. Every state has a list of items that a creditor cannot seize. Those items are referred to as “exempt property“. This protection is the same for everyone in that state, even if they file […]
Can My Creditors or Bank Take My Stimulus Money?
March 27, 2020 a new law (CARES Act) was passed which gave funds to everyone in order to pay basic necessities (such as food, rent, gas). Congress forgot to protect those funds from your creditors or your bank. When Congress passed the CARES Act, they were smart enough to protect the stimulus funds from state […]
