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eviction

Arizona Judgment Renewal Law Changed to 10 Years

Arizona Money Judgment Validity and Renewal Deadline Extended from Five Years to Ten Guest Post: Larry Folks, Folks Hess Kass, PLC On March 20, 2018, Arizona Governor Doug Ducey signed into law House Bill 2240, which extends, from five years to 10 years, the validity of and renewal deadline for a money judgment. The effective date […]

prison

Prison Sentence For Filing Several Bankruptcies (to Stop a Foreclosure)

Multiple Bankruptcies Can Result in a Conviction for Bankruptcy FraudQuick Page Index1 Multiple Bankruptcies Can Result in a Conviction for Bankruptcy Fraud1.1 Filing bankruptcy will stay on your public record forever.1.2 Bankruptcy will stop a foreclosure and perhaps an eviction (for a short time), but can land you in prison if you abuse the process.1.2.1 […]

Mulvaney, Trump’s Lackey, Guts Consumer Protection Bureau

Mulvaney says Trump wants him to stop the CFPB from ‘strangling’ capitalism He now crushes the voice of the only organization that tries to protect you and me as consumers. November, 2017 Trump appointed Mick Mulvaney as “acting” director of the Consumer Financial Protection Bureau, at the same time he was also the director of […]

disabled

Disabled Vet’s Federal Student Loans To be Forgiven

May, 2018 – Over the next few months the Department of Education will be sending letters to totally and permanently disabled veterans that they are eligible to have their student loans forgiven.  These loans will be  federal student loans or aid from the Teacher Education Assistance for College and Higher Education grant program. 

Student Loan Debt Kills Homeownership Dream For Those Under 40

Homeownership dream dies for many under 40 due to student loans. The American dream for many is to drive a nice car, own a nice home and have a great job.  Unfortunately that dream is dead for many under 40.  Young people are leaving college with student loan burdens that would choke a horse – […]

Will I Lose My Home If I File Bankruptcy?

Many callers ask the same question “will I lose my home if I file for bankruptcy?” Over the last 30+ years of helping people file for bankruptcy protection the most concern by homeowners is if they will lose their home.  My answer – “it depends”.  Do you want to keep your home?  If so, then […]

Some Defenses to Private Student Loan Collections

Student Loan Debt Rises to $1.5 TRILLION in May, 2018 There are two types of student loans – federal and private.  Federal loans have some protections for the lenders that private student loans do not.  Every month lawsuits are filed by the thousands, many that are invalid, but if the borrower does not respond the […]

Trump’s Lackey Trying to Hide Complaints About Banks and Other Big Businesses

Could the CFPB’s Complaint Database Go Dark Because Trump’s Lackey Wants to Protect Big Business? Reprint from Findlaw, By Christopher Coble, Esq. on May 15, 2018 12:59 PM In the wake of the 2007-08 financial crisis, Congress created the Consumer Financial Protection Bureau, an agency tasked with protecting consumer rights when dealing with banks, credit unions, debt collectors, […]

real estate

New Help for Homeowners, Heirs or Spouses

New Help for Homeowners, Heirs or Spouses Two important sets of CFPB amendments to its RESPA and TILA mortgage servicing rules go into effect April 19, 2018. These amendments expand the rights of those inheriting homes, awarded a home in divorce, or otherwise succeeding in interest to a mortgage loan. The rules also offer an […]

$250 fine If You Pass Your Pet Off as a “Service Animal”

Arizona has had enough of people passing off their pets as “service animals”. Later this summer it will be illegal to pass off a pet as a “service animal”; violators will be fined $250 PER OCCURRENCE.  House Bill 2588 The new Arizona law “A PERSON MAY NOT FRAUDULENTLY MISREPRESENT AN ANIMAL AS A SERVICE ANIMAL OR […]