Seila Law, LLC Investigated for Unlawful Practices
Quick Page Index
- 1 Seila Law, LLC Investigated for Unlawful Practices
- 2 Cash Tyme Agrees to Pay $100,000 – Failure to Follow the Law
- 3 Debt Collectors Cannot Yell, Curse or Threaten You
- 4 Arizona Legislature and “Strikers”
- 5 Debt Makes You Stupid
- 6 What is Debt Settlement?
- 7 Freedom Debt Relief Sued for Violating Federal Law
- 8 Fake Invoices and Unordered Items
- 9 Lose Your Tax refunds in Arizona
- 10 Arizona Trustee Sales, Foreclosures and Short Sales
On February 27, 2017, the Consumer Financial Protection Bureau “CFPB” issued a civil investigation demand “CID” to Seila Law, LLC seeking information about its business. to determine whether debt relief providers, lead generators, or other unnamed persons are engaging in unlawful acts or practices
Cash Tyme Agrees to Pay $100,000 – Failure to Follow the Law
The Consumer Financial Protection Bureau (Bureau) 2/5/2019 announced a settlement with Cash Tyme, a payday retail lender with outlets in Alabama, Florida, Indiana, Kentucky, Louisiana, Mississippi, and Tennessee. Cash Tyme is the operating name for CMM, LLC, and its wholly owned subsidiaries in those states.
Copyright: Debt Collectors Cannot Yell, Curse or Threaten You
There are Rules Governing Debt Collectors Debtor collectors are not allowed to call you before 8 am or after 9 pm (your time zone, not the caller’s). They cannot yell, swear, use crude language or threaten you in any way or do anything else that could be seen as harassment. Nor can they threaten to […]
Arizona Legislature and “Strikers”
STRIKER ALERT – HB 2158: TAX SETTLEMENT; NATIVE AMERICAN VETERANS (TAX LIEN FORECLOSURES; SUBDIVISIONS; EXEMPTION)
Unexpended and unencumbered monies remaining in the Veterans’ Income Tax Settlement Fund (which was established as part of the FY2016-17 budget) revert to the general fund on June 30, 2021, instead of June 30, 2019. The Department of Veterans’ Services is permitted to accept claims for settlement payment from the Fund through December 31, 2019, instead of December 31, 2017. The Fund is repealed on January 1, 2022, instead of January 1, 2020. The dates during which a veteran had state income tax withheld from active duty military pay as part of the qualifying circumstances for settlement payment from the Fund are modified to begin on July 1, 1977, instead of September 1, 1993.
ARS Title Affected: 32
First sponsor: Rep. Shope
Signed by Governor, April 28; Chapter 215
STRIKER ALERT – HB 2494: CIVIL LIABILITY; MINORS; ANIMALS; VEHICLE (DENTAL BOARD; EXPENDITURE LIMITATION; REPEAL)
A person who uses reasonable force to enter a locked and unattended motor vehicle to remove a minor or confined “domestic animal” (defined) is not liable for damages in a civil action if the person has a good faith belief that the minor or animal is in imminent danger, determines that there is no reasonable manner in which the person can remove the minor or animal, notifies a first responder or animal control enforcement agency, does not use more force than is necessary under the circumstances, and remains with the minor or animal until the first responder arrives.
ARS Title Affected: 12
First sponsor: Rep. Carter
Passed Senate 20-7, April 5; ready for House action on Senate amendment
STRIKER ALERT – HB 2158: TAX SETTLEMENT; NATIVE AMERICAN VETERANS (TAX LIEN FORECLOSURES; SUBDIVISIONS; EXEMPTION)
Unexpended and unencumbered monies remaining in the Veterans’ Income Tax Settlement Fund (which was established as part of the FY2016-17 budget) revert to the general fund on June 30, 2021, instead of June 30, 2019. The Department of Veterans’ Services is permitted to accept claims for settlement payment from the Fund through December 31, 2019, instead of December 31, 2017. The Fund is repealed on January 1, 2022, instead of January 1, 2020. The dates during which a veteran had state income tax withheld from active duty military pay as part of the qualifying circumstances for settlement payment from the Fund are modified to begin on July 1, 1977, instead of September 1, 1993.
ARS Title Affected: 32
First sponsor: Rep. Shope
Signed by Governor, April 28; Chapter 215
Debt Makes You Stupid
Ever wonder why you make really stupid decisions, especially when you are overwhelmed, worried or distracted? Perhaps you are focused on one task, like dealing with a difficult child or employee, and you completely miss a really important appointment or buy something you did not want.
What is Debt Settlement?
Reprint from Consumer Affairs Desperate consumers enter into these agreements without fully understanding how they work. Generally, debt relief or debt settlement companies offer a service to debt-burdened consumers to intervene with creditors–in most cases credit card companies–and secure a lower payoff amount. Often, desperate consumers enter into these agreements without fully understanding how they […]
Freedom Debt Relief Sued for Violating Federal Law
By Mark Huffman, Reprint from Consumer Affairs (11/9/17) The Consumer Financial Protection Bureau (CFPB) alleges the company charges consumers without settling their debts, requires them to negotiate their own settlements, provides misleading information about fees and services and does not inform consumers of their right to money they deposit.
Lose Your Tax refunds in Arizona
By Russ Wiles, Arizona Republic, 2/25/19 (reprint) For many Americans, income tax refunds are the largest single chunk of money they receive all year. Imagine losing most or all of it to a debt collector or in a bankruptcy proceeding.
https://www.123rf.com/profile_andreypopov'>andreypopov / 123RF Stock PhotoArizona Trustee Sales, Foreclosures and Short Sales
WARNING TO THE WISE: Never do a short sale, deed in lieu of foreclosure, allow a trustee’s sale, or a foreclosure to go forward without first obtaining both legal and tax advice. You cannot undo serious mistakes once the process is completed.
