As a Bankruptcy Lawyer, I love Assisting Clients with Chapter 7 and Chapter 13 bankruptcy in Arizona.
Many people in Arizona who file for bankruptcy struggle with money and taxes on a daily basis. While not every individual or business requires the same solution, bankruptcy law is frequently used by many debtors in the Phoenix, and throughout Arizona. Many people actually believe that only irresponsible people file for bankruptcy in Arizona; however, this is not true; countless people in your community have already done so. Filing for bankruptcy is the best option for many individuals and businesses, but those who can avoid bankruptcy have other options.
Before filing for bankruptcy, we make certain that you understand your rights and the bankruptcy process. The bankruptcy procedure is complicated without the assistance of an experienced bankruptcy lawyer like myself, but it is much simpler if you follow my instructions.
Get the assistance you need right away by selecting the “Get Started” button that best describes your situation and beginning your journey to financial freedom. Unlike most firms, I meet with each of my clients personally and do not delegate this responsibility to anyone else. Take a look at some of the comments we’ve received from clients about our services at AVVO.com. You can also learn more about us by visiting our website.
Still unsure what to do? Read more below…
General Bankruptcy FAQs
This firm’s mission is to give you as much control over your life as possible. Please don’t try to avoid reality; doing so only delays the inevitable.
Nobody, and I mean nobody, wants to declare bankruptcy. Having said that, bankruptcy may be your only option to protect your health and peace of mind. It also protects the health and peace of mind of your family, friends and fellow employees or employers.
I am committed to treating our clients with dignity and respect.
Unlike law firms that publicly proclaim at national marketing conferences that their clients are “sales” and their employees are “inventory”. For example, Lawrence Pew, who is now disbarred, case: 18-2852, charges: 11. I am disgusted by this attitude, and believe that every attorney should be truly committed to serving their clients.
My goal is to educate you on your options and the entire bankruptcy process from beginning to end.
I also assist you in making future plans. We are focused on quality rather than quantity. To put it another way, we regard each of our clients as an individual with unique needs. We never treat our clients like they’ve walked into a used car dealership, unlike law firms that advertise on television in order to attract as many clients as possible. These lawyers brag to their colleagues about their “monthly gross income of…” They never discuss the value of the services they provide to their clients. That mindset is abhorrent, and it will never be tolerated in my firm.
What are the terms “Pre-Petition Assets” and “Pre-Petition Debts”? What are Assets and Debts after filing the bankruptcy in Arizona?
Pre-petition assets are assets that you owned prior to filing for bankruptcy. Some of these assets may be used to settle pre-petition debts, or payments owed prior to filing for bankruptcy. In a chapter 7, any assets you obtain after filing for bankruptcy in Arizona are usually considered post-petition assets, and most of your pre-petition creditors cannot seize them. Similarly, any liabilities you incur after filing for bankruptcy, referred to as post-petition liabilities, are not discharged in a bankruptcy proceeding. But note that this may differ slightly in a chapter 13 case.
Bankruptcy in Arizona is a complex interaction of multiple laws that should not be attempted without competent legal counsel.
Do not hire inexperienced attorneys who are unfamiliar with bankruptcy law. I say this not to scare you, but because I’ve seen good people make bad and costly decisions without realizing it.
The Right to file Bankruptcy bankruptcy in Arizona is Protected by the United States Constitutional.
As early as 1789, Congress was authorized by the US Constitution’s Art. 1, Section 8, Clause 4 to enact bankruptcy laws to assist all citizens in obtaining a fresh start. The first bankruptcy law was enacted in 1800. Clearly, this option has been viewed as an important tool for protecting our citizens. As a result, you should never feel obligated to apologize to me or anyone else for exercising your constitutional rights.
Everyone, including attorneys, face difficulties in understanding bankruptcy law.
Every field of law has become far too sophisticated for the majority of people, including excellent lawyers, to comprehend.
Many of us believe that legal services and competent legal advice are out of reach. While that may be true for some, but not for clients seeking bankruptcy help. Because in our office the initial consultation is free. Beware that the Internet, neighbors and acquaintances, as well as inept lawyers and document preparers, are all sources of bad “legal advice” that will be extremely costly to correct later.