Bankruptcy for an Individual

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1 Bankruptcy for an Individual

Diane L. Drain, attorney, retired law professor, mentor and community spokesperson.

I want to provide a Free Consultation, but let’s first do two important things:

You need to learn a little about the bankruptcy process, and
I need to learn a little about your unique situation.

In order for me to help please to do the following:

Watch 9 very short Bankruptcy Court videos.
Print and review the Arizona exemptions.
Fill out the financial form (accurate information is important).
WE WILL HAVE A FREE PHONE CONSULTATION.

Bankruptcy is stressful. Just because you fill out this information and we talk there is no commitment to filing a bankruptcy. By providing accurate details I am able to give you the best legal advice for your situation, but this does not create an attorney-client relationship. Until you hire my firm by signing a fee agreement, I am not your attorney.

REVIEW BANKRUPTCY EDUCATIONAL VIDEOS

The links below are to nine very short videos for Bankruptcy basics about the bankruptcy process and players. We require that you (and your spouse) watch all the videos in order to understand the process involved in bankruptcy, including some duties and dispel many myths about bankruptcy.

REVIEW LIST OF EXEMPTIONS - PRINT A COPY FOR YOUR RECORDS

Please review the list of exemptions AFTER you watch all the videos

IMPORTANT: Please print a copy for use in our discussion:

ARIZONA EXEMPTIONS

If you have not lived in Arizona for two years, Federal exemptions may apply in bankruptcy. Diane will explain more during your consultation.

ON-LINE QUESTIONNAIRE - MUST BE FILLED OUT COMPLETELY

This general review form will help me identify specific areas of concern that could lead to difficulty for you – whether or not you file for bankruptcy.

We promise that just because you send us this information there no commitment to filing for bankruptcy protection. There are situations when the best course is to wait before filing a bankruptcy, if ever. Any information you provide to our office will be held in strictest confidence.

Internet Explorer users – you may see a small pop-up window at the bottom of your computer screen that reads “Secured content is displayed”, then a box “show all content” MAKE SURE TO MARK THAT BOX OTHERWISE YOU CANNOT SEE THE FORM. This does not happen in Firefox or Chrome.

General Online Questionnaire

FREE CONSULTATION WITH DIANE

Once we receive your completed Financial Status Form Diane will call to schedule your free 30 to 40 minute telephonic consultation.

These discussions are always with Diane and can be scheduled at your convenience. If you have any questions or concerns regarding the form please contact us at 602.246.7106.

IMPORTANT: In order to prepare for our discussion please print the list of Download List Of Arizona Exemptions (6359 downloads) . Our discussion with start with a review of what you own and if it is protected from your creditors. It is important for you to be familiar with the list.

I am not your attorney until you agree to hire me and sign a retainer agreement.

YOU MAY BE STRESSED, OVERWHELMED and AFRAID OF WHAT MAY COME NEXT.

Our goal is to be your guide in finding solutions. This means hard work for you, but the end result can be life-changing.

Are you forced to chose between buying food or paying rent? Please call us so we can explain your options for a new life.

Do you dread every time the phone rings or someone knocks on your door?

This is no way to live and asking questions is the first step to finding some peace in your life.

If you watch the videos and fill out the questionnaire (below) I will do my best to give you the tools necessary to make informed decisions about your financial situation.

♥ This quote from one of our wonderful clients may help you understand the importance of reading and following directions.

Thank you. It was a pleasure and privilege to be your client. I am continually grateful that I was led to you to help me through my bankruptcy process. You are truly the best of the best and it would be a welcome honor to share my most wonderful and painless experience I had with you as my guide and wise counsel with anyone at any time. I have never read directions and followed rules more thoroughly in my life, and I couldn’t be more grateful for your master-planned website and life experience in this profession to make sure I remained educated and on track throughout. For your guidance, infinite knowledge and wisdom, professional-counsel and encouragement, I am most grateful. I sing your and Jay’s praises from the rooftops for the array of help and guidance I received. K.

Please Note:

The information contained in this web site, article or link may be outdated, incorrect or not applicable; it is your obligation to confirm the accuracy.

It is very important that you obtain legal advice from an experienced bankruptcy attorney regarding your particular situation. Consultation before you take action will certainly cost you less than what it will cost to fix your unintentional errors.

The information in this web site is not intended to constitute legal advice or to create an attorney-client relationship.

*If requested to begin case preparation, attorney fees and filing fees must be paid before filing.
Disclaimer: The information in this web site is not intended to provide legal advice or to create an attorney-client relationship; but is intended for general education and information purposes only. Laws change periodically, therefore the information in this site may not be accurate. It is imperative that you seek legal counsel in order to determine your rights and obligations under the law and based upon your specific circumstances. | Privacy Policy | Disclaimer.
Address: Law Office of D.L. Drain, P.A. 2375 E Camelback Rd #600, Phoenix, AZ 85016
© Copyright - The Law Office of D.L. Drain, P.A., Diane L. Drain - Phoenix Bankruptcy & Foreclosure Attorney | Website

Bankruptcy for an Individual

I want to provide a Free Consultation, but let’s first do two important things:

In order for me to help please to do the following:

Watch 9 very short Bankruptcy Court videos.

Print and review the Arizona exemptions.

Fill out the financial form (accurate information is important).

WE WILL HAVE A FREE PHONE CONSULTATION.

Once we receive your completed Financial Status Form Diane will call to schedule your free 30 to 40 minute telephonic consultation.

YOU MAY BE STRESSED, OVERWHELMED and AFRAID OF WHAT MAY COME NEXT.

Do you dread every time the phone rings or someone knocks on your door?

THE FOLLOWING MAY ANSWER SOME OF YOUR QUESTIONS.

Income & Expenses - supplemental to Individual Questionnaire

Please make certain this information is accurate!

INCOME & EXPENSE INFORMATION FOR AN INDIVIDUAL OR MARRIED COUPLE

Information about your Spouse

Individual #1

Individual #2

Individual #3

Individual #4

Financial Information & Monthly Budget

MONTHLY LIVING EXPENSES

Average Monthly Utilities

Monthly Basic Needs

Taxes and other expenses

Vehicles

Other Monthly Expenses

MEAN'S TEST ANALYSIS

MEANS TEST - INCOME FROM ALL SOURCES RECEIVED IN THE LAST SIX MONTHS

Note on this income and means test

All income must be GROSS (before taxes and other deductions).

Other income:

The following chart is an example of how to fill out the means test form:

***NOW IT IS YOUR TURN. DO YOUR BEST!*** WITHOUT ACCURATE INFORMATION IT IS VERY DIFFICULT FOR DIANE TO GIVE YOU GOOD ADVICE ABOUT BANKRUPTCY AND HOW IT WILL HELP YOU, OR EVEN IF IT WILL HELP YOU.

Information about you - Please take your time and accurately fill out information about your income.

Your spouse or significant other.

NOW STOP!

Instructions for the following questions:

How to calculate monthly expenses:

Additional issues:

First, our clients will tell you that my fees are very reasonable.

I need to know more about your unique situation before we can give you an accurate cost for our help.

HELPFUL QUICK LINKS

BANKRUPTCY QUESTIONS

RESOURCES

NOW IT IS YOUR TURN. DO YOUR BEST! WITHOUT ACCURATE INFORMATION IT IS VERY DIFFICULT FOR DIANE TO GIVE YOU GOOD ADVICE ABOUT BANKRUPTCY AND HOW IT WILL HELP YOU, OR EVEN IF IT WILL HELP YOU.