Bankruptcy for an Individual
Quick Page Index
- 1 Bankruptcy for an Individual
- 1.1 WE KNOW YOU ARE STRESSED, OVERWHELMED and AFRAID OF WHAT MAY COME NEXT.
- 1.1.1 Do you dread every time the phone rings or someone knocks on your door?
- 1.1.2 When facing a financial crisis everyone has a lot of questions. I want to answer those questions, but first you must do two important things.
- 1.1.3 In order for me to help please to do the following (all listed below):
- 1.1.3.1 Watch 9 very short Bankruptcy Court videos.
- 1.1.3.2 Print and review the Arizona exemptions (or Federal exemptions may be used if not lived in Arizona for two years – I will explain).
- 1.1.3.3 Fill out the financial form (do your best to answer all the questions).
- 1.1.3.4 YOU AND I WILL HAVE A FREE PHONE CONSULTATION.
- 1.1.3.5 Once we receive your completed Financial Status Form Diane will call to schedule your free 30 to 40 minute telephonic consultation.
- 1.1.4 THE FOLLOWING MAY ANSWER SOME OF YOUR QUESTIONS.
- 1.1.5 Income & Expenses - supplemental to Individual Questionnaire
- 1.1.6 Please make certain this information is accurate!
- 1.2 INCOME & EXPENSE INFORMATION FOR AN INDIVIDUAL OR MARRIED COUPLE
- 1.3 Information about your Spouse
- 1.4 Individual #1
- 1.5 Individual #2
- 1.6 Individual #3
- 1.7 Individual #4
- 1.8 Financial Information & Monthly Budget
- 1.9 MONTHLY LIVING EXPENSES
- 1.10 Average Monthly Utilities
- 1.11 Monthly Basic Needs
- 1.12 Taxes and other expenses
- 1.13 Vehicles
- 1.14 Other Monthly Expenses
- 1.15 MEAN'S TEST ANALYSIS
- 1.16 MEANS TEST - INCOME FROM ALL SOURCES RECEIVED IN THE LAST SIX MONTHS
- 1.17 The following chart is an example of how to fill out the means test form:
- 1.18 ***NOW IT IS YOUR TURN. DO YOUR BEST!*** WITHOUT ACCURATE INFORMATION IT IS VERY DIFFICULT FOR DIANE TO GIVE YOU GOOD ADVICE ABOUT BANKRUPTCY AND HOW IT WILL HELP YOU, OR EVEN IF IT WILL HELP YOU.
- 1.19 Information about you - Please take your time and accurately fill out information about your income.
- 1.20 Your spouse or significant other.
- 1.21 Additional issues:
- 1.1 WE KNOW YOU ARE STRESSED, OVERWHELMED and AFRAID OF WHAT MAY COME NEXT.
This general review form will help me identify specific areas of concern that could lead to difficulty for you – whether or not you file for bankruptcy.
Talk to more than one experienced lawyer. As you interview various law firms, look for a law firm with a good balance of pricing, experience and integrity.
