All income must be GROSS (before taxes and other deductions).
List income from each employer separately.
List all income in the month it was received, not the month it was due.
Include tips and bonuses in the month they were received.
If you receive a commission, list the amount earned in the month it was received.
If income is earned as a sole proprietor - list all income in the month received.
If you receive a salary from your own company list that income in the month you receive it, not when the business received it.
Include retirement income.
Include disability income ; BUT MAKE SURE TO IDENTIFY IF IT IS SOCIAL SECURITY DISABILITY
Include Social Security, BUT MAKE SURE TO IDENTIFY IT AS SOCIAL SECURITY
Include all monies received from any source, including cashing in retirement accounts, sales of large items and tax refunds,
etc. Identify the source.
RENTS: include money from rents (after deducting amount paid for mortgage/HOA/utilities, etc).
If someone is living with you - include their net income even if they do not give it to you. To calculate net income deduct their own expenses such as: taxes, insurance, expenses related to vehicles, medical, credit cards, student loans, other housing, business debts, etc.
Include all monies regularly received from gifts or loans from friends or relatives.
The income must be for a full month; therefore use the last full 6 months, do not include the current month.
It is better to list everything and then we can remove what does not apply to your situation.