• United States Trustee investigating Chase, Bank of America, Citigroup and Synchrony Financial (formerly GE Capital Retail Finance) for selling "zombie debts". These so called "zombie debts" are debts that cannot be killed even by declaring [...]

  • Published On: November 3, 2014

    Filed for bankruptcy? Need a new home? You may be eligible to finance a new home. Each lender or mortgage insurance company has rules governing financing after a bankruptcy. These rules change regularly so never [...]

  • Warning at the end of a Legalzoom TV ad "Legalzoom is not a law firm or a substitute for the advice of an attorney and provides self-help services at your specific direction." This warning lasts [...]

  • Published On: September 30, 2014

    Are your Wages being garnished? The sooner you take action the better. Talk to an experienced bankruptcy attorney. The other day a caller said "I used a document preparer or bankruptcy petition preparer. Certainly they [...]

  • In 2013 approximately 156,000 older Americans found their Social Security checks garnished for delinquent student loans The other day a caller said "I used a document preparer or bankruptcy petition preparer. Certainly they have obligations [...]

  • Mortgage lenders requiring all borrowers to sign a reaffirmation as part of a bankruptcy before agreeing to refinance the loan Wells Fargo and other lenders who have this policy ignore bankruptcy law governing reaffirmation and [...]

  • Predatory auto lenders have long preyed on low-income consumers falsifying the borrower’s income information without any regard to the borrower’s ability to pay the loan. The other day a caller said "I used a document [...]

  • The District Court ruled inherited IRAs are exempt because they retain their character as retirement funds, but the US Court of Appeals for the Seventh Circuit reversed that ruling. With this off the question went [...]

  • Bankruptcy Judge agrees with creditors that Jacoby & Meyers Bankruptcy should be in bankruptcy in order to better protect its creditors. “This is a case that needs to exist,” U.S. Bankruptcy Court Judge Shelley Chapman [...]

  • Filing a bankruptcy is not like buying a can of Classico spaghetti sauce; instead it is like getting a new pet Shopping for bankruptcy help, based on solely on [...]