• Increased Credit Cards and Risky Home Loan Reach Highest Levels Since 2008 The answer is "yes" Credit card debt and risky home loans increase According to an article in ACC International (an Association of Credit [...]

  • Vehicle title loans are a “form of indenture” with interest rates 80 percent to over 500 percent. The hardships caused by title loans are being cited as one of the big challenges facing poor and [...]

  • As an Arizona attorney with more than 25 years experience in bankruptcy and foreclosure I see people making desperate economic decisions they later regret. I deal with this behavior by mumbling under my breath (and [...]

  • Published On: November 19, 2014

    Real life look into the seamy world of debt collecting and the shady characters at the center of the multi-billion dollar business. In fact, many of the debt collectors were drug dealers in their past [...]

  • United States Trustee investigating Chase, Bank of America, Citigroup and Synchrony Financial (formerly GE Capital Retail Finance) for selling "zombie debts". These so called "zombie debts" are debts that cannot be killed even by declaring [...]

  • Warning at the end of a Legalzoom TV ad "Legalzoom is not a law firm or a substitute for the advice of an attorney and provides self-help services at your specific direction." This warning lasts [...]

  • FAKE ARREST WARRANTS ISSUED BY DEBT COLLECTORS The other day a caller said "I used a document preparer or bankruptcy petition preparer. Certainly they have obligations to keep my social security number confidential?" [...]

  • The fact that debt collection affects one in three Americans is astounding. The other day, a caller said, "I used a document preparer or bankruptcy petition preparer. Certainly they have obligations to keep my social [...]

  • Forgive Us Our Debts as We Forgive Our Debtors: Bankruptcy and the Bible Root of all Evil: Credit has Taken the Place of Money Dalton Camp proclaimed many years ago that, "having lost its value, [...]

  • The Consumer Financial Protection Bureau wants to hear from you to learn about your experiences with the debt collection industry. The other day a caller said "I used a document preparer or bankruptcy petition preparer. [...]