• A typical story of a homeowner and the con artist scum who prey on desperate homeowners:   Innocent homeowner caught in bankruptcy scam “I tried to keep my home despite the fact they started foreclosure [...]

  • Bank of America Hit with $45 Million in Punitive Damages for Bankruptcy Stay Violations In re: Sundquist v. Bank of America, NA | Bank of America Hit with $45 Million in Punitive Damages for Stay [...]

  • Hundreds of thousands of people try to save their homes are defrauded by “mortgage modification” and other scams. Desperate people find themselves and their family on the street after trying [...]

  • Increased Credit Cards and Risky Home Loan Reach Highest Levels Since 2008 The answer is "yes" Credit card debt and risky home loans increase According to an article in ACC International (an Association of Credit [...]

  • Arizona anti-deficiency law for residential property clarified by the Arizona Supreme Court. The answer is "yes" Arizona Revised Statute: 33-814 G. If trust property of two and one-half acres or less which is limited to [...]

  • As an Arizona attorney with more than 25 years experience in bankruptcy and foreclosure I see people making desperate economic decisions they later regret. I deal with this behavior by mumbling under my breath (and [...]

  • The Consumer Financial Protection Bureau "CFPB" is proposing additional measures to ensure that homeowners are treated fairly by mortgage servicers. Helping a client protect important assets before filing bankruptcy has always been seen as appropriate [...]

  • Published On: November 18, 2014

    Is it smart to use your home like a credit card by constantly refinancing? The other day a caller said "I used a document preparer or bankruptcy petition preparer. Certainly they have obligations to keep [...]

  • Flagstar Bank admits to unlawful practices that caused many consumers to lose the homes they were trying to save. "That is wrong and unacceptable." Bully tactics used to scare or coerce buyers. September 29, 2014 [...]

  • Published On: August 30, 2014

    Federal mortgage modification programs designed to expire "when the economy stablizes in 2015". The government is betting the economy will rebound and stabilize in 2015. I want one of those crystal balls. Bully tactics used [...]