Arizona law explaining how a trustee’s sale (called a foreclosure) work. Some very practical tips and flow charts.

$16.2 Million Jury Verdict Against PHH Mortgage for Botched Loan Modification

The story is one that thousands of homeowners have experienced over the last 8 years: job loss, financial collapse, and possible bankruptcy.  The homeowner diligently works with the lender to reduce payments, following the lender/servicer’s instructions only to find complete mismanagement by the lender/servicer to properly document agreements and then the initiation of a foreclosure. […]

Arizona Homeowner’s Association Dues, with some Bankruptcy References