Published On: September 13, 2026
Paying debt every month but getting nowhere can cost you years of income and thousands of dollars in interest. Before signing up with a debt management or debt settlement company, understand what debts are covered, what fees you may pay, whether creditors can still sue or garnish wages, and whether forgiven debt could create tax problems. For some people, bankruptcy may provide a faster, more complete fresh start and a chance to rebuild.
Published On: August 8, 2026
Debt settlement companies promise relief from overwhelming debt, but creditors do not have to settle and lawsuits can continue. Learn about the hidden fees, growing balances, tax consequences, and alternatives before signing a contract.
Published On: June 27, 2026
Merchant cash advances can provide fast cash, but daily withdrawals, stacked MCA loans, SBA loan conflicts, personal guarantees, and bankruptcy risks can quickly put a business and its owner in danger.
Published On: May 25, 2026
Debt Decisions Have Consequences: Slow Down Before You Act When money is tight, fear can take over. You feel as if a debt storm has caught you. People may feel pressured to make fast decisions: [...]
Published On: May 25, 2026
When the Economy Feels Unstable: How to Protect Yourself From Debt in an Unstable Economy Many families feel squeezed right now. Prices remain high, borrowing money is expensive, and many people are using credit cards [...]
Published On: April 27, 2025
New Rule to Protect Borrowers from Repeated Overdraft Bank Fees and Payday Loans On March 30, 2025, a new rule from the Consumer Financial Protection Bureau (CFPB) started. It helps people who take out payday [...]
Published On: February 23, 2025
The National Consumer Law Center (NCLC) is warning that the Trump Administration's actions to shut down the Consumer Financial Protection Bureau (CFPB) will devastate working families, honest businesses, and the economy. "Millionaires and billionaires are [...]
Published On: July 20, 2022
BEWARE OF THE SECRET COSTS OF USING ‘BUY NOW PAY LATER’!! What You May Not Know About These Services Services like “buy now pay later” now account for $100 [...]
Published On: March 22, 2021
CFPB Submits 2020 Report to Congress on the Administration of the Fair Debt Collection Practices Act Report highlights commitment to protect consumers during the COVID-19 Pandemic The Consumer Financial Protection Bureau (CFPB) released the [...]
Published On: March 1, 2021
A powerful story from one man who refused to be bullied to one of the devious debt collectors: Millions Are Hounded for Debt They Don’t Owe. One Victim Fought Back, With a Vengeance Article [...]
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Diane is sincerely interested
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I never felt ashamed about my decision because you were so kind to me
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Thank you for your caring and professionalism with my case
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Diane and Jay Answered All Our Questions
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She helped us to pick up the pieces of our lives
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her greatest goal is her clients best interests
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