Published On: January 5, 2021

MUSINGS BY DIANE:

debt collectorHas anyone ever contacted you demanding payment for a debt you don’t owe?  My guess is ‘yes’.  Not only does this happen all the time, it is a something some debt collectors set up on purpose.  They report a false claim and then wait for you to check your credit report.  Only then do you take action to remove the fake report – which will take several months, if at all.  Unfortunately, you do not discover that false claim until you need a clean credit report in order to purchase that new home or car.   Which means you need that report to be clean now, not several months from now.  That results in many people paying to remove the false report, which is exactly what the company reporting the fake debt wanted.  This is somewhat like rewarding the thief for robbing your home.

The moral – ALWAYS pull your credit reports at least once a year in order to determine if someone is parking a false or misleading debt.  You can do this for free at AnnualCreditReport.com.  

– Diane L. Drain
Knowledge is Power -light shining on a book
By |Published On: January 5th, 2021|Last Updated: January 2nd, 2021|

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About the Author: Diane Drain

Diane is a well respected Arizona bankruptcy and foreclosure attorney. As a retired law professor, she believes in offering everyone, not just her clients, advice about bankruptcy and Arizona foreclosure laws. Diane is also a mentor to hundreds of Arizona attorneys.

*Important Note from Diane: Everything on this web site is offered for educational purposes only and not intended to provide legal advice, nor create an attorney client relationship between you, me, or the author of any article. Information in this web site should not be used as a substitute for competent legal advice from an attorney familiar with your personal circumstances and licensed to practice law in your state. Make sure to check out their reviews.*

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5 / 5

“You folks are the BEST OF THE BEST in Arizona.” M.H.

You and Jay are the best attorneys I have ever had or needed and thank God for the Honorable Robert Gottsfield in recommending you folks – I would have never made it through the entire process without you and Jay and God Bless you both always and stay in touch as well. You folks are the BEST OF THE BEST in Arizona.

5 / 5

“My only regret is that I didn’t find Diane sooner.” K.H.

I can’t say enough good things about Diane. The way she handled my not typical circumstances was amazing. I was very nervous to start the bankruptcy process but Diane just has a very comforting way of explaining the whole process. My only regret is that I didn’t find Diane sooner. If you find yourself in a financial situation that you can’t correct on your own, please Call Diane Drain as soon as possible.

5 / 5

“Filing for bankruptcy can be a stressful life event” R.A.

Filing for bankruptcy can be a stressful life event, and selecting the right attorney can add to this stress. Diane and Jay were a pleasure to work with, and it is obvious that they are passionate about helping people get their life back on track. I would highly recommend them if you need a bankruptcy attorney.

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