Dealing with debt collection issues can be challenging—especially when you’re not sure if the person contacting you is a legitimate debt collector or someone trying to scam you.
♦ “Protect Yourself From Debt Collection Scammers”
♦ “What is the best way to negotiate a settlement with a debt collector?”
♦ “3 Ways to Build Your Credit Score”
♦ “What homebuyers need to know about mortgage scams”
♦ “Meet Ms. Drain and Suggestions on How to Hire an Attorney”
[av_video src=’https://youtu.be/wcQ1a_Gg8tI’ mobile_image=” attachment=” attachment_size=” format=’16-9′ width=’16’ height=’9′ conditional_play=” av_uid=’av-jtc1cehh’ custom_class=”] [av_hr class=’custom’ height=’50’ shadow=’no-shadow’ position=’center’ custom_border=’av-border-thin’ custom_width=’85%’ custom_border_color=’#003d00′ custom_margin_top=” custom_margin_bottom=’10px’ icon_select=’no’ custom_icon_color=” icon=’ue808′ font=’entypo-fontello’ av_uid=’av-jug5c7il’ custom_class=” admin_preview_bg=”] [av_video src=’https://youtu.be/itifUh4J5OI’ mobile_image=” attachment=” attachment_size=” format=’16-9′ width=’16’ height=’9′ conditional_play=” av_uid=’av-jtc1d5rf’ custom_class=”] [av_hr class=’custom’ height=’50’ shadow=’no-shadow’ position=’center’ custom_border=’av-border-thin’ custom_width=’85%’ custom_border_color=’#003d00′ custom_margin_top=” custom_margin_bottom=’10px’ icon_select=’no’ custom_icon_color=” icon=’ue808′ font=’entypo-fontello’ av_uid=’av-jug5c7il’ custom_class=” admin_preview_bg=”] [av_video src=’https://youtu.be/wFTOZollKdk’ mobile_image=” attachment=” attachment_size=” format=’16-9′ width=’16’ height=’9′ conditional_play=” av_uid=’av-jtc1dz7l’ custom_class=”] [av_hr class=’custom’ height=’50’ shadow=’no-shadow’ position=’center’ custom_border=’av-border-thin’ custom_width=’85%’ custom_border_color=’#003d00′ custom_margin_top=” custom_margin_bottom=’10px’ icon_select=’no’ custom_icon_color=” icon=’ue808′ font=’entypo-fontello’ av_uid=’av-jug5c7il’ custom_class=” admin_preview_bg=”] [av_video src=’https://youtu.be/em6viyrSGCc’ mobile_image=” attachment=” attachment_size=” format=’16-9′ width=’16’ height=’9′ conditional_play=” av_uid=’av-jtc1dz7l’ custom_class=”] [av_hr class=’custom’ height=’50’ shadow=’no-shadow’ position=’center’ custom_border=’av-border-thin’ custom_width=’85%’ custom_border_color=’#003d00′ custom_margin_top=” custom_margin_bottom=’10px’ icon_select=’no’ custom_icon_color=” icon=’ue808′ font=’entypo-fontello’ av_uid=’av-jug5c7il’ custom_class=” admin_preview_bg=”] [av_video src=’http://youtu.be/LN5WSvPGxJQ?rel=0′ mobile_image=” attachment=” attachment_size=” format=’16-9′ width=’16’ height=’9′ conditional_play=” av_uid=’av-jtc1eut4′ custom_class=”]MUSINGS FROM DIANE:
Why do we have to protect ourselves from people intent on taking what is not theirs? The only answer must be that they live in hell and hope to bring everyone else into that life so they feel better about themselves. How do I deal with these scheming demons? I never trust someone who calls me to solve my problems (they are just salesmen looking for a quick dollar). Instead, I contact those I trust and ask for guidance or referrals. Next, I trust my gut and ask lots of questions. Most importantly, I surround myself with people who follow the golden rule “do unto others as you would have them do unto you”.
Diane is a well respected Arizona bankruptcy and foreclosure attorney. As a retired law professor, she believes in offering everyone, not just her clients, advice about bankruptcy and Arizona foreclosure laws. Diane is also a mentor to hundreds of Arizona attorneys.
*Important Note from Diane: Everything on this web site is offered for educational purposes only and not intended to provide legal advice, nor create an attorney client relationship between you, me, or the author of any article. Information in this web site should not be used as a substitute for competent legal advice from an attorney familiar with your personal circumstances and licensed to practice law in your state. Make sure to check out their reviews.*
In Case You Missed It
Published On: September 13, 2026
Paying debt every month but getting nowhere can cost you years of income and thousands of dollars in interest. Before signing up with a debt management or debt settlement company, understand what debts are covered, what fees you may pay, whether creditors can still sue or garnish wages, and whether forgiven debt could create tax problems. For some people, bankruptcy may provide a faster, more complete fresh start and a chance to rebuild.
Published On: September 13, 2026
Thinking About Debt Settlement? Read This Before You Stop Paying Debt settlement may sound like an easier and safer choice than bankruptcy. You have probably seen the ads: “Pay only a fraction of what you [...]
Published On: August 9, 2026
Debt-settlement companies promise to reduce what you owe, but creditors do not have to settle. Learn what federal regulators say about growing balances, lawsuits, fees, taxes and other debt-settlement risks before you stop paying your creditors.
Published On: August 8, 2026
Debt settlement companies promise relief from overwhelming debt, but creditors do not have to settle and lawsuits can continue. Learn about the hidden fees, growing balances, tax consequences, and alternatives before signing a contract.
