When was the last time you thanked someone? I mean you looked them in the eye and sincerely said “thank you”.
The answer is “yes”
This is the time of the year we all should stop and say “thanks”. Thanks for our family, friends, jobs, health, and anyone or anything else that makes us smile.
Holidays are the time to take some time for yourself. If you find yourself overwhelmed due to your fast-paced life – start a new routine. Meet a friend for coffee at least one a month. Go on vacation where there is no cell, Internet service or TV. Yes, you will survive!!! Our grandparents did just fine without all the electronic bobbles. Read a good book or work on a favorite craft. Talk (I mean really talk and listen) to your significant other and children.
My best to you and yours for a wonderful holiday season – whether you celebrate Christmas, Hanukkah, Kwanzaa or any other holiday. Make sure to hug a child, family, friend or yourself.
Diane is a well respected Arizona bankruptcy and foreclosure attorney. As a retired law professor, she believes in offering everyone, not just her clients, advice about bankruptcy and Arizona foreclosure laws. Diane is also a mentor to hundreds of Arizona attorneys.
*Important Note from Diane: Everything on this web site is offered for educational purposes only and not intended to provide legal advice, nor create an attorney client relationship between you, me, or the author of any article. Information in this web site should not be used as a substitute for competent legal advice from an attorney familiar with your personal circumstances and licensed to practice law in your state. Make sure to check out their reviews.*
When a debtor is in Chapter 13 bankruptcy, it is not unusual that their monthly payments are made through a plan rather than directly to the mortgage lender. At the end of the year, the mortgage lender is likely to send Form 1098 (mortgage interest paid through the year) to the trustee, not the homeowner.
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