BANKRUPTCYDo you receive random e-mail messages stating that an invoice is due with the invoice as a Word or Adobe document attachment? I’ve gotten at least three over this year. I know these are scams, but I would like to know that I’m not the only one being targeted.

Sending false invoices is a serious form of consumer fraud, and it is a good idea to report such scams to the AZ Attorney General’s Office, Consumer Fraud Division.  You can report consumer complaints at https://www.azag.gov/complaints/consumer  .  Also, if a scammer sends you items you did not ask for, under federal law, it is considered a gift, and you do not have to pay the invoice – see https://www.consumer.ftc.gov/articles/0181-unordered-merchandis