• The banks — Citigroup, JPMorgan Chase, UBS, Barclays and Royal Bank of Scotland Group — were hit with $5.6 billion in fines and penalties. Article in the Washington Post: Last [...]

  • Bankruptcy Can Help Older Americans Take Control of Their Lives I highly recommend this great article in the New York Times about bankruptcy and the elderly.  Everyone should understand the issues related to protecting your [...]

  • Federal agencies to do more to help borrowers afford their monthly student loan payments. Why Do Some Law Firms Act Like Used Car Sales Lots? On March 10, 2015 the White House announced that President [...]

  • I lost my business when I filed bankruptcy – why? There are very strict rules dictating how the process of bankruptcy works. The bankruptcy trustee must take specific actions in order to protect the bankruptcy [...]

  • Warning: Laws governing situations differ state to state. Make sure to talk to an experienced attorney about your unique circumstances. NOTE: This is not intended to be legal advice. This area of law turns on [...]

  • Arizona anti-deficiency law for residential property clarified by the Arizona Supreme Court. The answer is "yes" Arizona Revised Statute: 33-814 G. If trust property of two and one-half acres or less which is limited to [...]

  • Is your financial and personal information safe when filing a bankruptcy? The answer is a resounding "there is absolutely no guarantee". The other day a caller said "I used a document preparer or bankruptcy petition [...]

  • Almost half of all borrowers only consider one lender or broker before deciding where to apply for a mortgage loan. Financing the purchase of a home is the most expensive loan you will ever enter [...]

  • Published On: December 24, 2014

    When was the last time you thanked someone? I mean you looked them in the eye and sincerely said "thank you". The answer is "yes" This is the time of the year we all should [...]

  • Published On: November 18, 2014

    Is it smart to use your home like a credit card by constantly refinancing? The other day a caller said "I used a document preparer or bankruptcy petition preparer. Certainly they have obligations to keep [...]