• Published On: August 24, 2013

    According to the Federal Trade Commission report nearly 20 percent of consumers had errors in at least one of their credit files. The answer is "yes" Earlier this year the Federal Trade Commission completed a [...]

  • Arizona fails to pass fifty million dollars in federal aid to help struggling homeowners avoid foreclosure, despite being one of the hardest hit states in the real estate bust. The answer is "yes" Arizona homeowners [...]

  • Published On: August 22, 2013

    Rising student loans forcing potential entrepreneurs to abandon their dreams. The answer is "yes" The rising mountain of student loan debt, recently closing in on $1.2 trillion, is forcing some entrepreneurs to abandon startup dreams [...]

  • Published On: August 19, 2013

    Loan Modification program According to article in CNNMoney - starting July, 2013, hundreds of thousands of struggling borrowers could be in for a pleasant surprise: a quick and easy way to get their mortgage payments [...]

  • Judge says Wells Fargo prepared documents with "fraudulent purpose" of inducing borrower to make the payments and with option to later "stiff" borrower. “Heads I win, tails you lose” is a fraudulent coin toss. Wells [...]

  • Published On: June 5, 2013

    Amy Rees Anderson, Contributor to Forbes.com Nothing is More Expensive Than Hiring a Cheap Lawyer "The only regrets I have ever had when it came to legal bills and lawyers was either not spending enough [...]

  • Interview with Diane L. Drain: As a secretary I had a unique talent: filling in for staff with demanding bosses who were “extremely brilliant attorneys without good social skills with staff.” “Heads I win, tails [...]

  • Student loans subsidized by the government will most likely double to 6.8 percent on July 1, 2013. “Heads I win, tails you lose” is a fraudulent coin toss. Wells Fargo did no better.” According to [...]

  • In 2010 Arizona instituted strict limits on payday loans. Unfortunately, banks are now picking up the practice of making these immoral loans calling their payday loans “deposit advances”. But if it walks and quacks like [...]

  • Published On: April 23, 2013

    Until 2013 most Arizona exemptions have not changed since 1982. Bankruptcy cases filed after September 2013 will be able to use the new exemptions. “Heads I win, tails you lose” is a fraudulent coin toss. [...]