Until 2013 most Arizona exemptions have not changed since 1982. Bankruptcy cases filed after September 2013 will be able to use the new exemptions.
“Heads I win, tails you lose” is a fraudulent coin toss. Wells Fargo did no better.”

Dwayne Farnsworth, Arizona attorney
Dwayne Farnsworth and Diane Drain were part of a small band of other consumer bankruptcy attorneys (Arizona Consumer Bankruptcy Counsel “ACBC“) who successfully accomplished that which many Arizona citizens have needed for more than 30 years. This small group pushed through a change in most of the Arizona exemption laws which had not changed since 1982. Generally the changes will increase household goods and furniture to $6,000, vehicles to $6,000, cash in bank account to $300 and tools of the trade to $5,000. These numbers are per adult. As to household goods and furnishings – the old exemption list which details the number of chairs and beds is done away with. The new law now include computers, microwave ovens and lawn furniture.
Normally individuals who file bankruptcy in Arizona also use the Arizona exemptions (assuming they live in Arizona for more than two years). This change in the law will be welcome by all Arizona citizens and their bankruptcy attorneys.
Download List Of Arizona Exemptions (8663 downloads)
We have several videos on our web site.
Below are a few that might be of interest:
- “Arizona Exemptions”
- “Should I keep my home or let it go into foreclosure?”
- “Meet Ms. Drain and Suggestions on How to Hire an Attorney”
MUSINGS BY DIANE:
Each state has a list of property (real and personal) that is protected for the residents of that state. That means a creditor (except the IRS and certain secured creditors) may not take exempt property.
Know your rights and make decisions based on the law, not your assumptions. Giving property or paying back friends or family can become a nightmare if you are sued or need to file for bankruptcy protection.
I have a lawyer that has been thnenteriag to garnish my wages for a debt that my ex wife signed for. I was deployed to the desert when my ex agreed to have the roof redone. I never signed any paperwork or anything. In fact I didn’t even know about the work until the day they showed up to the house and started ripping the roof off. During that time, we were getting divorced and she filed bankruptcy to which the roof was included. Now, over four years later, they are telling me that I am now accountable for the debt. I never agreed to a anything on this! Am I now responsible for this? Thanks
Unfortunately, I don’t know where you live so I cannot give you legal advice. Please call if you live in Arizona. If not, there might be a volunteer lawyer program for our military.
Don’t do anything without talking to an experienced attorney.
Diane L. Drain, Arizona bankruptcy attorney