• Published On: November 14, 2013

    When filing a bankruptcy it is very important that a consumer understand the dictates of the "means test". The means test numbers change twice a year. Each consumer filing for bankruptcy must fill out a [...]

  • Diane Drain Selected as Top Valley Consumer Attorney. Diane receives perfect 10 out of 10 in reviews at AVVO. Diane L. Drain, bankruptcy attorney, retired law professor, mentor and community spokesperson. North Valley [...]

  • Banks face a high financial risk if they do not take the steps needed to identify borrowers who are at risk of falling short on payments. More than $221 billion of these loans at the [...]

  • Published On: October 4, 2013

    Using Bankruptcy to Save a Home is a Challenge and Must be Done with Careful Planning. It is also important to have the assistance of an experienced Chapter 13 attorney. WARNING: The default rate for [...]

  • The US Justice Department and a few brave judges are becoming very aggressive about the abuses large banks have suffered on their customers. Judges slam Wells Fargo Bank and Bank of America for their abusive [...]

  • Published On: September 28, 2013

    Robert Naugles prepared his own bankruptcy so thought he would charge others for preparing their documents. Sanctioned by Bankruptcy Court. Naugles assumed "the courthouse staff would point out any errors." NOTE - the Court staff [...]

  • Published On: September 22, 2013

    FHA easing rules if foreclosure or bankruptcy was caused by external economic factors, such as medical or loss of job. More than $221 billion of these loans at the largest banks will hit this mark [...]

  • Published On: September 18, 2013

    Why It is Important To Remove A Judgment Lien After Bankruptcy In Arizona, by Diane L. Drain More than $221 billion of these loans at the largest banks will hit this mark over the next [...]

  • Published On: September 8, 2013

    Arizona exemptions finally changed after 30 year wait. Protects basic necessities for all Arizona residents. Exemptions protect important items from seizure by creditors. Examples are clothing, furniture, inexpensive vehicle, pets. On Sept. 13, 2013 most [...]

  • Published On: August 26, 2013

    Keeping Kids in their Home Foundation is a scam. “Someone should never deed their house over to anyone without the bank‘s consent. These guys are predators. It’s just sad and disgusting.” The answer is "yes" [...]