• Published On: November 19, 2014

    Real life look into the seamy world of debt collecting and the shady characters at the center of the multi-billion dollar business. In fact, many of the debt collectors were drug dealers in their past [...]

  • Published On: November 18, 2014

    Is it smart to use your home like a credit card by constantly refinancing? The other day a caller said "I used a document preparer or bankruptcy petition preparer. Certainly they have obligations to keep [...]

  • Published On: September 30, 2014

    Are your Wages being garnished? The sooner you take action the better. Talk to an experienced bankruptcy attorney. The other day a caller said "I used a document preparer or bankruptcy petition preparer. Certainly they [...]

  • Mortgage lenders requiring all borrowers to sign a reaffirmation as part of a bankruptcy before agreeing to refinance the loan Wells Fargo and other lenders who have this policy ignore bankruptcy law governing reaffirmation and [...]

  • The fact that debt collection affects one in three Americans is astounding. The other day, a caller said, "I used a document preparer or bankruptcy petition preparer. Certainly they have obligations to keep my social [...]

  • Predatory auto lenders have long preyed on low-income consumers falsifying the borrower’s income information without any regard to the borrower’s ability to pay the loan. The other day a caller said "I used a document [...]

  • Filing a bankruptcy is not like buying a can of Classico spaghetti sauce; instead it is like getting a new pet Shopping for bankruptcy help, based on solely on [...]

  • Once a bankruptcy is filed there is no magic wand to make it disappear. Bankruptcy stays on your credit for ten years - whether or not you complete the process. In re T. Khan, BAP [...]

  • Published On: September 28, 2013

    Robert Naugles prepared his own bankruptcy so thought he would charge others for preparing their documents. Sanctioned by Bankruptcy Court. Naugles assumed "the courthouse staff would point out any errors." NOTE - the Court staff [...]

  • Published On: August 24, 2013

    According to the Federal Trade Commission report nearly 20 percent of consumers had errors in at least one of their credit files. The answer is "yes" Earlier this year the Federal Trade Commission completed a [...]