This is a difficult time for everyone – employer, employee, parents, and seniors. Never decide to do something without understanding the consequences of those innocent actions. We all know it is important to plan ahead. It cannot be more important than today. Many of you lost your job or were furloughed, but almost everyone has […]
Short videos describing specific bankruptcy topics.
I could tell you how bankruptcy may change your life, but why would you listen to me? After all, I am the attorney who charges money to help her clients. What makes more sense is that I share my clients’ reports about their lives before calling me, the challenges of filing a bankruptcy, and how […]
Bad, lazy or greedy attorneys fail to warn clients about the problems they could face in bankruptcy. People in financial distress look to attorneys for help and guidance. They assume their attorneys care more about them than about the attorney’s bank account.
Ever wonder why you make really stupid decisions, especially when you are overwhelmed, worried or distracted? Perhaps you are focused on one task, like dealing with a difficult child or employee, and you completely miss a really important appointment or buy something you did not want.
Many people do not understand the consequences of filing multiple bankruptcies. It is very important to know that every bankruptcy filed (even if the process is not completed) will stay on the credit for ten years. Filing bankruptcy will stay on your public record forever. Also, once the bankruptcy is filed you cannot remove it from […]
Local Rules 2084 Chapter 13 Model Plan According to the Arizona Bankruptcy Court the failure rate of those who file their own chapter 13 cases (without an experienced chapter 13 attorney) is over 98%.
Anyone who either filed for bankruptcy or is considering it has asked “how long before I can buy a new home”? Attached is a spreadsheet which purports to detail the answer to this question.
We know that most fairy tales are fables designed to teach children a healthy respect for rules and society’s expectation. Some fairy tales were written to scare children to stay away from “bad places”, while others teach children to trust their common sense.
In re Sundquist v. Bank of America, Case No. 10-35624 (Bankruptcy court, E.D. CA. 1/18/18) Bank of America, with a gun to the Sundquists’ heads… This motion to dismiss began as a hostage standoff. Bank of America, with a gun to the Sundquists’ heads, said it would pay them several million dollars more than the […]
By Cathy Moran (Summary from Ms. Moran’s blog, link below to full blog post) Ms. Moran is a tireless champion for the education and protection of the consumer. “Facing financial trouble, there are only three times when it makes sense to file bankruptcy. None of them is labeled “last resort”. Yet financial-advice gurus keep saying, […]