• Buy Now Pay Later (BNPL): Simple and Risky Buy now pay later (BNPL) lets you split the cost of something into smaller payments over time. It sounds easy—but there are some risks you should know [...]

  • As of fall, 2018 it is illegal to pass off a pet as a “service animal”; violators will be fined $250 PER OCCURRENCE.  House Bill 2588 The new Arizona law “A PERSON MAY NOT FRAUDULENTLY [...]

  • Bankruptcy Can Help Older Americans Take Control of Their Lives I highly recommend this great article in the New York Times about bankruptcy and the elderly.  Everyone should understand the issues related to protecting your [...]

  • Published On: October 13, 2014

    Students from affluent families are taking out college student loans at twice the rate of two decades ago The other day a caller said "I used a document preparer or bankruptcy petition preparer. Certainly they [...]

  • Angelo R. Mozilo, Countrywide Financial’s co-founder and former chief executive officer, may soon face a civil lawsuit from the Justice Department. This disclosure comes almost seven years after the subprime mortgage machine he created and [...]

  • The Attorney General’s office has a wide range of statewide assistance programs funded through the national mortgage settlement that could help those having problems paying their mortgage. The other day a caller said "I used [...]

  • Diane Drain received the Top Contributor Award from AVVO. This award is given to attorneys who answered legal questions asked on AVVO.com Diane L. Drain, bankruptcy attorney, retired law professor, mentor and community spokesperson. [...]

  • In the United States of America vs. Richard Sylvester Berry. (Why Pay a Lawyer) Charges filed allege the business and Richard Berry are in violation of multiple federal laws prohibiting bankruptcy fraud, bankruptcy bribery, and [...]

  • Should an employer run credit reports on potential new employees? Dec. 17, 2013 Does a person's credit situation really reflect their ability to do a job? U.S. Sen. Elizabeth Warren, a Massachusetts Democrat, introduced legislation [...]

  • Published On: September 25, 2013

    Arizona Legislature takes $50 million from the state’s share of a nationwide mortgage fraud settlement to balance the budget rather than helping homowners. This was money intended to help families who were losing their homes [...]