Consumer and small business bankruptcy issues. Deals with before, during and after bankruptcy.

Another Loan Workout Nightmare, plus Resources for Saving Your Home: Arizona

Yet another loan workout or modification scam.  I am disgusted by the number of calls we receive every week detailing a company or lawyer who takes someone’s hard earned money and fails to deliver on their promise to modify the home mortgage.

Credit repair schemes

Bankruptcy stays on your credit report even if dismissed

I just received an e-mail from a gentleman who filed a chapter 13 bankruptcy, but later decided to dismiss his bankruptcy.  He was wondering if the Bankruptcy Court could instruct the credit reporting agency to remove the bankruptcy from his credit report.  Unfortunately, the answer is an absolute and resounding “NO”.  A bankruptcy will stay […]