Individual & Small Business Bankruptcy
Filing for bankruptcy as an individual and or small business is complicated
As an Arizona Bankruptcy Lawyer, I recognize bankruptcy in Arizona is complicated and must be treated with respect. Many people file bankruptcy on their own, use inexperienced, or mass-advertising attorneys. This can be the beginning of a nightmare. These folks lose their tax refunds, vehicles, inheritance and certain property that is important to them. Normally these problems can be avoided if a bankruptcy is planned properly. Proper planning takes an experienced attorney who cares enough about her clients to spend the time customizing a good solution.
When a bankruptcy is filed a “magical” umbrella, called the automatic stay, protects the debtor and their property. This umbrella is so powerful that it stops almost everyone in their tracks – even the IRS. Unless a bankruptcy court orders otherwise a mortgage company, bill collector or creditor cannot meddle with the debtor or any property of the debtor.
Our commitment to each client is to provide them the best guidance we can. Here are some comments from my clients.