What is the minimum the debtor’s attorney should do in a chapter 7 consumer case?
• First and foremost, inform the debtor about the need of filing for bankruptcy. It is critical that the debtor completely disclose all assets and liabilities (no exceptions). This instruction takes several hours, and the most of it must be completed by an attorney, not an attorney’s assistant.
• Assist the debtor in determining whether bankruptcy is the best solution for the debtor’s financial troubles based on the quantity and nature of the obligations owing.
• Assist the debtor in preparing their estate for bankruptcy so that just a small portion of their assets must be turned over to the Trustee later. Pre-bankruptcy planning.
• Examine the Debtor’s payment and transfer history to evaluate probable exposure to the Debtor and others.
• Assist the debtor in gathering the data and information needed to compile the bankruptcy schedules and statements for filing.
• Prepare the necessary petitions, schedules, and statements for bankruptcy court filing.
• Decide whether or not the education classes are required. If this is the case, submit the relevant certificates to the court.
• Obtaining the required injunctions and restraining orders by filing bankruptcy petitions, schedules, and declarations with the court.
• Attend the Debtor’s Meeting of Creditors.
• As necessary by the court, prepare and file updated schedules.
• Address redemption, surrender, and reaffirmation difficulties.
• Respond to creditors’ and/or the Bankruptcy Trustee’s queries.
Diane is a well respected Arizona bankruptcy and foreclosure attorney. As a retired law professor, she believes in offering everyone, not just her clients, advice about bankruptcy and Arizona foreclosure laws. Diane is also a mentor to hundreds of Arizona attorneys.
*Important Note from Diane: Everything on this web site is offered for educational purposes only and not intended to provide legal advice, nor create an attorney client relationship between you, me, or the author of any article. Information in this web site should not be used as a substitute for competent legal advice from an attorney familiar with your personal circumstances and licensed to practice law in your state. Make sure to check out their reviews.*
“You folks are the BEST OF THE BEST in Arizona.” M.H.
You and Jay are the best attorneys I have ever had or needed and thank God for the Honorable Robert Gottsfield in recommending you folks – I would have never made it through the entire process without you and Jay and God Bless you both always and stay in touch as well. You folks are the BEST OF THE BEST in Arizona.
“My only regret is that I didn’t find Diane sooner.” K.H.
I can’t say enough good things about Diane. The way she handled my not typical circumstances was amazing. I was very nervous to start the bankruptcy process but Diane just has a very comforting way of explaining the whole process. My only regret is that I didn’t find Diane sooner. If you find yourself in a financial situation that you can’t correct on your own, please Call Diane Drain as soon as possible.
“Filing for bankruptcy can be a stressful life event” R.A.
Filing for bankruptcy can be a stressful life event, and selecting the right attorney can add to this stress. Diane and Jay were a pleasure to work with, and it is obvious that they are passionate about helping people get their life back on track. I would highly recommend them if you need a bankruptcy attorney.
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