How much does it cost to file a consumer chapter 7?
June 28, 2022
By Diane Drain Attorney & Retired Law Professor
The court sets the filing fees, which change over time.
Whether you file bankruptcy separately or jointly with your spouse, the charge is the same. In addition to the court filing fee, each participant is required to attend two classes. The price of the two classes is determined by the provider. We will put you in touch with a contact for a reasonably priced provider. We will provide you m ore information on these classes.
As to attorney fees:
The 2005 Bankruptcy Reform Act necessitates a lot more effort for everyone, including the Debtor’s attorney. As a result, many attorneys have totally abandoned the bankruptcy profession. Those who stayed realized that they needed to raise their costs to cover the added effort. We won’t be able to provide a precise charge for the attorney’s time without first reviewing your situation. The more problematic your position is, the more the fees. The good news is that our initial consultation and assessment of your situation is completely free of charge.
Other clients have told me that my fees are far lower than those charged by other firms (particularly TV and billboard advertising firms). Those who charge more than double the going rate and use strong-arm methods to get people to hire them.
Why are our fees lower than those charged by television advertisers?
Only if my clients gather information in a systematic manner, filling out as much of the needed information as is relevant to their circumstance, will I be able to do so. If a client only delivers part of the needed information, I will have to raise my costs since I will be compelled to complete more of the client’s job. As a result, a client who fails to supply the names, dates, addresses, and/or amounts requested on the questionnaire will be charged more for attorney time than a client who reads the directions and completes their side of the task without my excessive participation. That isn’t to say that you shouldn’t inquire. In a properly filed bankruptcy, thoroughness and correctness are critical. Inaccurate paperwork might cost you a lot of money.
Incomplete paperwork might result in you losing your bankruptcy protection, costing you more in attorney fees defending fraud allegations, and possibly putting you in jail. My role is to assist you in avoiding all of these issues. As a result, thoughtful questions are encouraged.
About the Author: Diane Drain
Diane is a well respected Arizona bankruptcy and foreclosure attorney. As a retired law professor, she believes in offering everyone, not just her clients, advice about bankruptcy and Arizona foreclosure laws. Diane is also a mentor to hundreds of Arizona attorneys.
*Important Note from Diane: Everything on this web site is offered for educational purposes only and not intended to provide legal advice, nor create an attorney client relationship between you, me, or the author of any article. Information in this web site should not be used as a substitute for competent legal advice from an attorney familiar with your personal circumstances and licensed to practice law in your state. Make sure to check out their reviews.*
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You and Jay are the best attorneys I have ever had or needed and thank God for the Honorable Robert Gottsfield in recommending you folks – I would have never made it through the entire process without you and Jay and God Bless you both always and stay in touch as well. You folks are the BEST OF THE BEST in Arizona.
“My only regret is that I didn’t find Diane sooner.” K.H.
I can’t say enough good things about Diane. The way she handled my not typical circumstances was amazing. I was very nervous to start the bankruptcy process but Diane just has a very comforting way of explaining the whole process. My only regret is that I didn’t find Diane sooner. If you find yourself in a financial situation that you can’t correct on your own, please Call Diane Drain as soon as possible.
“Filing for bankruptcy can be a stressful life event” R.A.
Filing for bankruptcy can be a stressful life event, and selecting the right attorney can add to this stress. Diane and Jay were a pleasure to work with, and it is obvious that they are passionate about helping people get their life back on track. I would highly recommend them if you need a bankruptcy attorney.
My intention is to put you back in control of your life
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