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How many times may I file a chapter 7 petition?

June 28, 2022

By Diane Drain Attorney & Retired Law Professor

Normally, 8 years have passed since the last chapter 7 or 11 petition was filed.

A chapter 7 discharge is only available to people who have followed the bankruptcy laws. For the next 8 years following the filing of the first chapter 7 bankruptcy, the person is not eligible for another chapter 7 or chapter 11 bankruptcy discharge. 727(a)(8). The discharge can be withdrawn if the debtor commits fraud or fails to comply as required by law. Even if a chapter 7 bankruptcy is not an option, the debtor may be eligible to file a chapter 13 bankruptcy.

By |Published On: June 28th, 2022|Last Updated: July 28th, 2022|

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Diane L. Drain - Bankruptcy LawyerDiane is a well respected Arizona bankruptcy and foreclosure attorney. As a retired law professor, she believes in offering everyone, not just her clients, advice about bankruptcy and Arizona foreclosure laws. Diane is also a mentor to hundreds of Arizona attorneys.

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