• SBA issues rules and guidance regarding the amended Paycheck Protection Program. The Flexibility Act: legislation signed June 5 lowered to 60% from 75% the minimum percentage of PPP funds borrowers have to spend on payroll [...]

  • This is a difficult time for everyone – employer, employee, parents, and seniors.  Never decide to do something without understanding the consequences of those innocent actions. We all know it [...]

  • CORONAVIRUS ASSISTANCE INFORMATION July 11, 2019 – the following is information from the Federal Housing Finance Agency.  FHFA is closely monitoring the coronavirus national emergency’s effect on the housing finance market and continues to update [...]

  • Published On: April 26, 2020

    April, 2020 – The Federal Trade Commission released suggestions on managing your bills during this very difficult time (COVID-19 quarantine). COVID-19 has disrupted life for everyone on the planet.  Each of us is asked to [...]

  • The following is a guest post – by Gary R. Stickell, a great Arizona bankruptcy attorney and my friend and mentor for more than 20 years. COVID-19 and CHAPTER 13 BANKRUPTCIES Most, if not all, [...]

  • When someone files for bankruptcy they can keep certain things that are “exempt”. Stay with me as I explain this process. Every state has a list of items that a creditor cannot seize.  Those items [...]

  • March 27, 2020 a new law (CARES Act) was passed which gave funds to everyone in order to pay basic necessities (such as food, rent, gas).  Congress forgot to protect those funds from your creditors [...]

  • Published On: April 13, 2020

    COVID -19 Has Changed How We Live Our Lives What We Can Do to Survive and Flourish Why are we easily misled about the truth? Why Smart People Believe Coronavirus Myths, (the following is a [...]

  • WARNINGS FROM THE FEDERAL TRADE COMMISSION March 30, 2020 – a reprint from article by Jennifer Leach, Association Director, Division of Consumer and Business Education, FTC. I know, 60-year-olds. You’re not old. In fact, we’ve [...]

  • Coronavirus Stimulus Package F.A.Q.: Checks, Unemployment and More (summary from New York Times, March 27, 2020, plus other resources). On March 27, 2020, the President signed a $2 trillion economic relief plan to offer assistance [...]