• Published On: October 13, 2014

    Students from affluent families are taking out college student loans at twice the rate of two decades ago The other day a caller said "I used a document preparer or bankruptcy petition preparer. Certainly they [...]

  • Warning at the end of a Legalzoom TV ad "Legalzoom is not a law firm or a substitute for the advice of an attorney and provides self-help services at your specific direction." This warning lasts [...]

  • Dirty little secret about payday loans - annual percentage rates of 650%. by Kevin Wack OCT 2, 2014 5:22pm ET According to an article in the American Banker, Consumer Finance, "the Pew Charitable Trusts has [...]

  • In 2013 approximately 156,000 older Americans found their Social Security checks garnished for delinquent student loans The other day a caller said "I used a document preparer or bankruptcy petition preparer. Certainly they have obligations [...]

  • Published On: August 30, 2014

    Federal mortgage modification programs designed to expire "when the economy stablizes in 2015". The government is betting the economy will rebound and stabilize in 2015. I want one of those crystal balls. Bully tactics used [...]

  • Angelo R. Mozilo, Countrywide Financial’s co-founder and former chief executive officer, may soon face a civil lawsuit from the Justice Department. This disclosure comes almost seven years after the subprime mortgage machine he created and [...]

  • Mortgage lenders requiring all borrowers to sign a reaffirmation as part of a bankruptcy before agreeing to refinance the loan Wells Fargo and other lenders who have this policy ignore bankruptcy law governing reaffirmation and [...]

  • The fact that debt collection affects one in three Americans is astounding. The other day, a caller said, "I used a document preparer or bankruptcy petition preparer. Certainly they have obligations to keep my social [...]

  • FICO to give less weight to unpaid medical bills that are with a collection agency. The other day a caller said “I used a document preparer or bankruptcy petition preparer. Certainly they have obligations to [...]

  • The Attorney General’s office has a wide range of statewide assistance programs funded through the national mortgage settlement that could help those having problems paying their mortgage. The other day a caller said "I used [...]