
to determine whether debt relief providers, lead generators, or other unnamed persons are engaging in unlawful acts or practices in the advertising, marketing, or sale of debt relief services or products, including but not limited to debt negotiation, debt elimination, debt settlement, and credit counseling, in violation of Sections 103 1 and 1036 of the Consumer Financial Protection Act of2010, 12 U.S.C. §§ 5531,5536; 12 U.S.C. § 5481 el seq., the Telemarketing Sales Rule, 16 C.F.R. § 310. 1 el seq., or any other Federal consumer financial law.
Seila Law’s response was to object to CFPB’s right investigate the firm, but did not deny any allegations. The 9th Circuit Court of Appeals (May 6, 2019) found the CFPB was empowered to investigate whether Seila Law was violating the Telemarketing Sales Rule, among other laws.
MUSINGS FROM DIANE:
I am always disgusted when anyone preys on someone who trusts them to do the right thing. Whether it is a bad mechanic, a doctor who prescribes unnecessary treatment or a lawyer who lies and intentionally misleads their clients. All of these sharks are focused on one thing – filling their own pockets. Of course, everyone has a right to make a living, but not if that means robbing someone.
Diane is a well respected Arizona bankruptcy and foreclosure attorney. As a retired law professor, she believes in offering everyone, not just her clients, advice about bankruptcy and Arizona foreclosure laws. Diane is also a mentor to hundreds of Arizona attorneys.
*Important Note from Diane: Everything on this web site is offered for educational purposes only and not intended to provide legal advice, nor create an attorney client relationship between you, me, or the author of any article. Information in this web site should not be used as a substitute for competent legal advice from an attorney familiar with your personal circumstances and licensed to practice law in your state. Make sure to check out their reviews.*
In Case You Missed It
Published On: May 25, 2026
Debt Decisions Have Consequences: Slow Down Before You Act When money is tight, fear can take over. You feel as if a debt storm has caught you. People may feel pressured to make fast decisions: [...]
Published On: May 25, 2026
When the Economy Feels Unstable: How to Protect Yourself From Debt in an Unstable Economy Many families feel squeezed right now. Prices remain high, borrowing money is expensive, and many people are using credit cards [...]
Published On: November 18, 2025
Article from the Federal Trade Commission, Consumer Advice, November 18, 2025 Use this action plan to avoid scams Scammers tell lots of different stories to try to get your money or personal information. They might lie and say [...]
Published On: April 27, 2025
New Rule to Protect Borrowers from Repeated Overdraft Bank Fees and Payday Loans On March 30, 2025, a new rule from the Consumer Financial Protection Bureau (CFPB) started. It helps people who take out payday [...]








