On February 27, 2017, the Consumer Financial Protection Bureau “CFPB” issued a civil investigation demand “CID” to Seila Law, LLC seeking information about its business.

to determine whether debt relief providers, lead generators, or other unnamed persons are engaging in unlawful acts or practices in the advertising, marketing, or sale of debt relief services or products, including but not limited to debt negotiation, debt elimination, debt settlement, and credit counseling, in violation of Sections 103 1 and 1036 of the Consumer Financial Protection Act of2010, 12 U.S.C. §§ 5531,5536; 12 U.S.C. § 5481 el seq., the Telemarketing Sales Rule, 16 C.F.R. § 310. 1 el seq., or any other Federal consumer financial law.

Seila Law’s response was to object to CFPB’s right investigate the firm, but did not deny any allegations.  The 9th Circuit Court of Appeals (May 6, 2019) found the CFPB was empowered to investigate whether Seila Law was violating the Telemarketing Sales Rule, among other laws.


I am always disgusted when anyone preys on someone who trusts them to do the right thing.  Whether it is a bad mechanic, a doctor who prescribes unnecessary treatment or a lawyer who lies and intentionally misleads their clients.  All of these sharks are focused on one thing – filling their own pockets.  Of course, everyone has a right to make a living, but not if that means robbing someone.
My advice – use your common sense before hiring anyone (even my law firm).  Check out their reviews (with the understanding that many are fake).  If your gut tells you to run, then do so immediately.