• Published On: June 28, 2022

  • Every customer who files Chapter 7 or 13 bankruptcy must take a credit counseling “briefing” and file a certificate of compliance with their bankruptcy. There might be a very, very rare exception for emergency conditions, [...]

  • Published On: June 28, 2022

    The “Mean’s Test” is a formula that assesses whether a person applying for bankruptcy has enough income to cover all of the allowable expenses, plus enough money to pay non-priority, unsecured creditors like credit cards. [...]

  • An executory contract is a legal word that refers to a contract between two parties that includes an obligation owed by at least one of them (such as a car lease or a residential lease). [...]

  • Published On: June 28, 2022

    All legal or equitable interests of the debtor in property at the time of the bankruptcy filing. (The estate includes all property in which the debtor has an interest, even if it is owned or [...]

  • Make sure you tell your lawyer about all of your liabilities, no matter how minor. Even if you’re confident that claim will never be made against you, make a list of any claims that might [...]

  • Published On: June 28, 2022

    Secured debts are included separately from unsecured debts in bankruptcy proceedings. Personal loans and credit cards issued by banks, such as Visa, MasterCard, American Express, or Discover, as well as other credit cards used to [...]

  • No, you will be able to protect your exempt property Certain property is deemed exempt and out of reach of your general creditors under the laws of the state where you live, as well as federal [...]

  • Just because you live in Arizona when you file for bankruptcy doesn’t mean you’ll be able to claim Arizona exemptions. As a result, you and your bankruptcy counsel must decide which state laws will determine [...]

  • Exemptions, sometimes known as “exempt property,” are a key concept in both Chapter 7 and Chapter 13 bankruptcy. The Chapter 7 Trustee seizes all of your “non-exempt” property and sells it for the benefit of [...]

  • Thank you both for taking care of us and taking the time!!

    Thank you both for taking care of us and taking the time!! D.K. My husband and I wanted to begin the process of starting our bankruptcy, but it’s really scary not knowing who you can trust and who would step up to bat for you. Diane and [...]

  • Diane was patient, thorough, sympathetic, quick with responses and obviously knew what she was doing.

    “Diane was patient, thorough, sympathetic, quick with responses and obviously knew what she was doing. ” D.S. I've never had to consult a bankruptcy attorney before but recently had to do just that on behalf of a family member. Although we decided to not go through with [...]

  • Five Stars is Not Enough.

    “Five Stars is Not Enough. ” T.D. It would be difficult to fully describe how effective and talented Diane is. She took my exceptionally (some would say ridiculously) complex case and made sense of it. I'd had a very negative experience with my former counsel and from Day [...]