• U.S. credit card debt reached a record $1.17 trillion In the third quarter of 2024, U.S. credit card debt reached a record $1.17 trillion, a significant increase from $770 billion in early 2021. This surge [...]

  • Reprint from the IRS website: Presidents Day weekend is peak time for IRS phone traffic. Skip the wait by visiting IRS.gov. IR-2025-22, Feb. 12, 2025 WASHINGTON — With the 2025 filing season underway and the [...]

  • Published On: February 11, 2025

    Update - SB1540 becomes law. Great news, we were successful in protecting everyone's home in Arizona - whether you live in an RV, trailer or "traditional" home.  See post: _____________________________________________ Some time ago I published [...]

  • Your life has become one of hard choices. Do you pay credit cards or your mortgage (hint- always pay your mortgage if you can afford to keep your home)? Do you pay taxes or buy [...]

  • Published On: July 3, 2024

    The Consumer Financial Protection Bureau (CFPB) released a report delving into the hidden costs consumers are forced to pay for health savings accounts. May 1, 2024 The following is a reprint from CFPB's website (provided [...]

  • Into the Shadows: Unraveling the Dark World of Fraud, Schemes, and Scams The Sneaky World of Fraud and Scams: How They Work and Why You Should Be Careful Fraud and [...]

  • Published On: March 30, 2024

    After 100 Years of Protecting Homeowners, Arizona's Law Changes to Give Creditors New Rights to Take Your Home Depending on the value of your home, creditors can now take it if [...]

  • Bankruptcy is a complex process that can have significant implications for your business and personal finances. Before considering business bankruptcy as an option for your struggling business, it's crucial to understand the potential pitfalls [...]

  • In today's consumer landscape, credit cards are the normal tools for managing finances and making purchases. However, having credit card debt can lead to financial stress and vulnerability to predatory schemes. Recognizing the importance [...]

  • 5/2/25 UPDATE - A group of attorneys has pushed a bill through the Arizona legislature to correct this horrible decision by the Arizona Supreme Court - now any form of residence will be protected [...]