The Department of Education has stopped millions of borrowers from applying for lower student loan payments and loan forgiveness. This follows a court ruling that blocked the SAVE plan, a program designed to reduce monthly payments and limit interest growth.
In response, the department removed online applications for income-driven repayment (IDR) plans and loan consolidations. At first, borrowers could still apply using paper forms, but those were also removed—leaving no way to sign up for these plans.
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