I first met Diane in 2009. I was losing control of my finances and therefore my whole life seemed a day to day mix of anxiety and fear. I landed on her website and returned numerous times to understand the process. I found it one of the best and most informative sites on the subject and just decided that whoever was behind all that information was the person I needed. I remember my first visit, I cried thinking my life was over and she quickly alleviated all my fears. There were no demons or dragons. It my constitutional right to be free of debt. For the first time, I felt empowered and had faith that she would get me past this chapter of my life. Indeed she did. Ten years later, after a major backpacking injury, disability and subsequent loss of employment ( I had been basically debt for all those years in between) I needed her again and returned. Her sound advice, again, helped me get my life back, as I knew she would. I’ll be forever grateful. Diane and Jay are a class act. No one does it better.