Five years ago, I was in financial term oil for various reasons and was running scared. I did not know what to do or how how was going to get out of the mess I was under. I avoided answering my phone and opening collection letters like the plague. I didn’t want to admit that I needed legal help. I was stubborn and thought I could handle it….wrong!!! I consulted with two different attorneys and left both feeling like I was just number and not an actual person who needed help. To my good fortune, I then found and consulted with Diane Drain. I felt at ease with her. She listened to me with empathy and understood my situation and reassured me that she would help me and that I was not a failure and that bankruptcy is a legal right to anybody who just needs a fresh financial start. Filing a Chapter 13 bankruptcy is a lot of work and takes tremendous discipline but Diane and Jay were with me every step of the way and I will be forever grateful to them for helping me through a very dark time and providing me a guiding and comforting light while I worked toward getting my life back on track. For me, the third time was the charm. Diane and Jay, I thank you so very much for all of your help. You truly are a credit to all you represent and I will not hesitate to refer anybody I know to you should he or she need legal financial advice.