• Analysis of Enforcement of Money Judgments in Arizona Against a Judgment Debtor’s Residence / “Homestead” Property By Larry O. Folks (10/26/20) (reprinted with permission of author) Relevant Background Facts Judgment Creditor obtained a money [...]

  • Published On: October 11, 2020

    There is so much mis-information about a forbearance of home mortgages during COVID-19.  Know your options before making a decision not to pay your mortgage. Are you a 'planner' or a 'gambler'? Do you [...]

  • The next 12 to 18 months is going to be financially difficult for many of our neighbors Our new normal is homeschooling, face masks and self-isolation.  What few are talking about is the financial consequence [...]

  • This is a difficult time for everyone – employer, employee, parents, and seniors.  Never decide to do something without understanding the consequences of those innocent actions. We all know it [...]

  • CORONAVIRUS ASSISTANCE INFORMATION July 11, 2019 – the following is information from the Federal Housing Finance Agency.  FHFA is closely monitoring the coronavirus national emergency’s effect on the housing finance market and continues to update [...]

  • The following is a guest post – by Gary R. Stickell, a great Arizona bankruptcy attorney and my friend and mentor for more than 20 years. COVID-19 and CHAPTER 13 BANKRUPTCIES Most, if not all, [...]

  • How federal and local agencies are trying to help tenants affected by the COVID-19 virus. Reprint from Eviction Law, March 19, 2020.  As the world seeks to contain the COVID-19 pandemic, policymakers across the U.S. [...]

  • Executive Order, 2020-14 – Postponement of Eviction Actions for 120 days, BUT ONLY UNDER CERTAIN CIRCUMSTANCES. […]

  • As of 3/20/20: NOTE THE FOLLOWING ARE FEDERAL LOAN PROGRAMS and DON’T APPLY TO PRIVATE or CONVENTIONAL LOANS: A list of what the different federal lenders are doing in regard to foreclosures: […]

  • Announcement from NCLC:  The COVID-19 pandemic has caused widespread disruption in the daily lives of millions of people worldwide, and the hardest hit are the vulnerable people, families, and communities at the core of NCLC’s [...]

  • With Hello Landlord, tenants and landlords can work together to resolve issues before eviction. When tenants stay in their homes, landlords save money and communities are more stable. In order to develop Hello Landlord, we [...]

  • Jury punishes OCWEN/U.S. Bank National for atrocious record-keeping (this is not the first time OCWEN has been exposed for intentional malice) Ms. Saccameno filed a chapter 13 bankruptcy to save her home.  She followed the [...]

  • $59 million dollar judgment for deliberately scheming to evade the law and cause harm to their clients The Mortgage Law Group, LLP d/b/a The Law Firm of Macey, Aleman & Searns, Consumer First Legal Group [...]

  • Published On: September 23, 2019

    Debt isn’t fun at any age, but it can be especially scary for senior citizens. Seniors normally don’t have regular paychecks coming in, and the bulk of their income may comprise of Social Security checks. [...]

  • HOMEOWNER WIN FIRST ROUND UPDATE: August 28, 2019: Bankruptcy Judge James L. Garrity, Jr. of Manhattan ruled that a plan cannot cut off a homeowner’s defenses and rights of recoupment against someone who purchases his [...]