•   Our vets need some relief. May, 2018 – Over the next few months, the Department of Education will be sending letters to totally and permanently disabled veterans stating that they are eligible [...]

  • The American dream for many is to drive a nice car, own a nice home and have a great job.  Unfortunately that dream is dead for many under 40.  Young people are leaving college with [...]

  • Student Loan Debt Rises to $1.5 TRILLION in May, 2018 There are two types of student loans – federal and private. Federal loans have some protections for the lenders that private student loans do not.  [...]

  • You are “in default” on your federal student loan if you have not paid in 270 days (approximately nine months).  Your wages can be garnished or your tax refunds seized. How do you stop seizure [...]

  • After January 1, 2018 borrowers whose student loans are forgiven due to “total and permanent disability” no longer have to pay federal income taxes on those forgiven loans.  […]

  • Published On: March 5, 2018

    Life for the next 20++ years – caught between a rock and a hard place. Query from a new doctor: I am a newly graduated medical professional and single mom. In the past [...]

  • Published On: November 26, 2017

    Citibank Deceives Borrowers 11/22/17 – The Consumer Financial Protection Bureau (CFPB) took action against Citibank, N.A. for student loan servicing failures that harmed borrowers. . Specifically, the Bureau found that Citibank: Citibank misled [...]

  • Published On: September 3, 2017

    The following is a summary of USA Today article. It is important that you know the type of student loan (federal or private), the guarantors of the student loan (parents, etc), and the law of [...]

  • Published On: September 2, 2017

      WHEN WILL ALL WELLS FARGO’S FRAUD BE UNCOVERED? Once again the New York Times reports on Wells Fargo’s fraudulent account scandal.  No, this is not the same one from 2016, this is [...]

  • CFPB – new report “Innovation Highlights: Emerging Student Loan Repayment Assistance Programs” Consumer Financial Protection Bureau “CFPB” released a new data finding that nearly half of student loan borrowers leave school owing at least $20,000 [...]