• How Does the Consolidated Appropriation Act Intersect with Bankruptcy? Reprint of article by David Warfield, Thompson Coburn's financial Restructuring Group. December 27, 2020 Congress passed the longest bill ever - 5,600 pages. The Consolidated [...]

  • Analysis of Enforcement of Money Judgments in Arizona Against a Judgment Debtor’s Residence / “Homestead” Property By Larry O. Folks (10/26/20) (reprinted with permission of author) Relevant Background Facts Judgment Creditor obtained a money [...]

  • FDIC Consumer News: Beware, It’s a Scam! Avoid phishing, smishing, vishing, and other scams FDIC Consumer News - October 2020 Criminals are constantly trying to steal consumers’ personal data using fake emails, websites, phone [...]

  • Published On: October 11, 2020

    There is so much mis-information about a forbearance of home mortgages during COVID-19.  Know your options before making a decision not to pay your mortgage. Are you a 'planner' or a 'gambler'? Do you [...]

  • Leading Lawyers Weigh In on Portrayal In The Media – (includes quote from Diane Drain) Can you remember the very first time you came across the word ‘lawyer’? [...]

  • Are you financially stressed right now? What to know about options, from debt negotiation to bankruptcy Russ Wiles, Arizona Republic, Arizona Republic Interviews Diane L. Drain about debt relief, including [...]

  • Published On: July 3, 2020

    SCAMS ABOUND – NEVER BELIEVE WHAT SOMEONE TELLS YOU, UNLESS YOU CHECK IT OUT. Here are some Arizona resources to help you find accurate information. With every crisis comes thousands [...]

  • Published On: April 26, 2020

    April, 2020 – The Federal Trade Commission released suggestions on managing your bills during this very difficult time (COVID-19 quarantine). COVID-19 has disrupted life for everyone on the planet.  Each of us is asked to [...]

  • When someone files for bankruptcy they can keep certain things that are “exempt”. Stay with me as I explain this process. Every state has a list of items that a creditor cannot seize.  Those items [...]

  • Families First Coronavirus Response Act  became law March 18, 2020 Two parts of this Act that effect us today: Emergency Family and Medical Leave Expansion Act […]

  • Vehicle defaults is the next financial crisis (after the mortgage crisis) According to the Wall Street Journal 33% of vehicle loans are upside down (meaning the vehicle is worth less than the debt).  Borrowers trade-in [...]

  • Never pay upfront for “help” with your student loans Student loan trap According to the Federal Trade Commission (FTC) scammers stole millions from innocent student loan borrowers who were doing their best to [...]

  • Published On: August 25, 2019

    Wells Fargo Caught in Illegal Actions AGAIN, this time Against Members of the Navajo Nation  “Wells Fargo’s predatory actions defrauded and harmed the Nation. We held Wells Fargo accountable for their actions and we will [...]

  • Reprint from CONSIDERCHAPTER13, ON JULY 28TH, 2019 By Robert (Bob) Schuman, Owner/Managing Broker, Network Financial Group I’m a mortgage broker. In that role, I see close up the immense relief that a homeowner feels when [...]

  • Urban African American neighborhoods are hardest hit as nearly 100,000 loans have failed. 6/2019 By Nick Penzenstadler and Jeff Kelly Lowenstein, read extensive report – article from USA TODAY Reverse mortgages – thousands of seniors, [...]