No More Surprise Medical Bills – New Law
New Law Prohibits Surprise Medical Bills Reprint from The New York Times, December 30, 2021 For years, millions of Americans with medical emergencies could receive another nasty surprise: a bill from a doctor they did not choose and who did not accept their insurance. A [...]
Finally, New Debt Collection Rules
CFPB Confirms Effective Date for Debt Collection Final Rules (Reprint from CFPB, July 30, 2021) The Consumer Financial Protection Bureau (CFPB) today announced two final rules under the FDCPA will take effect in November. The first rule, issued in October 2020, focuses on debt collection [...]
Medical Debt Purchased by Debt Buyers for Pennies on the Dollar, but Sue For the Full Amount
Dirty Little Secret – medical bills are the highest they have ever been and debtor buyers are paying pennies on the dollar to purchase the debts, but then sue the borrower for the full amount of the debt. Article Yahoo!Finance, Adriana Belmone, June 21, 2021 [...]
Tools to Help Renters and Landlords Access Federal Assistance
CFPB Releases Online Tool to Help Renters and Landlords Access Federal Assistance New resource helps renters and landlords find state and local programs distributing federal rental assistance funds WASHINGTON, D.C. — July 28, 2021: The Consumer Financial Protection Bureau (CFPB) released an online tool to [...]
Update on Arizona Eviction Proceedings – July, 15, 2021
Arizona Residential Eviction Actions Procedures – effective July 15, 2021 IT IS ORDERED that the following procedures are applicable to eviction actions governed by Arizona Revised Statutes, Title 33, filed in the superior court or a justice court, and delayed by the moratoria, including the [...]
Scott Michael Forrester Disbarred Arizona Bankruptcy Attorney – Effective 5/5/2021
SCOTT MICHAEL FORRESTER, DISBARRED BY THE STATE BAR OF ARIZONA. EFFECTIVE MAY 5, 2021. UPDATE – A SECOND DISBARMENT (AUGUST 12, 2021) AND SUSPENSION (AUGUST 10, 2021) ENTERED BY THE STATE BAR. UPDATE – ARIZONA SUPREME COURT DENIES FORRESTER’S APPEAL 10-6-21 […]
Student Advocates Team and others Falsely Promised Services – Now Banned
Operators of Student Loan Debt Relief Scheme Banned From Providing Debt Relief Services as Part of Settlement with FTC (Reprint from Federal Trade Commission, May 17, 2021) The operators of a student loan debt relief scheme are banned from providing debt relief services and have [...]
Three Arizona Democrats decide that Creditors and Debt Buyers are More Important than Homeowners
On January 1, 2022, HB2617 will become the law of Arizona. Your home is no longer protected from your judgment creditors, which will have a devastating effect on Arizona’s consumers, and those hardest hit by Covid-19. This bill was promoted by Ben Toma, House Majority Leader, bought and paid [...]
Summary of Foreclosure Alternatives – COVID-19 Hardships
There is so much mis-information about a forbearance of home mortgages during COVID-19. Know your options before making a decision not to pay your mortgage. (11/18/21 UPDATE - see summary of foreclosure alternatives) This chart provides a summary of relief options available for borrowers facing a COVID-19 related hardships. [...]
New Law Allows Creditors to Invade Arizona Homestead Protection
On January 1, 2022, HB2617 will become the law of Arizona. Your home is no longer protected from your judgment creditors, which will have a devastating effect on Arizona’s consumers, and especially those hardest hit by Covid-19. This bill was sponsored by Ben Toma, House Majority Leader, and pushed [...]