What is Debt Settlement?
Quick Page Index
- 1 What is Debt Settlement?
- 2 Freedom Debt Relief Sued for Violating Federal Law
- 3 Fake Invoices and Unordered Items
- 4 Lose Your Tax refunds in Arizona
- 5 Arizona Trustee Sales, Foreclosures and Short Sales
- 6 Mortgages for First Time Military Home Buyers
- 7 Is Your Attorney Lazy or Willing To Fight For You?
- 8 Why Did the Creditor Take My Tax Refund – Arizona Law
- 9 “The Dog Ate My Computer” Argument by Chapter 13 Debtor
- 10 Navient & FedLoan Mismanagement of Student Loans
Reprint from Consumer Affairs Desperate consumers enter into these agreements without fully understanding how they work. Generally, debt relief or debt settlement companies offer a service to debt-burdened consumers to intervene with creditors–in most cases credit card companies–and secure a lower payoff amount. Often, desperate consumers enter into these agreements without fully understanding how they […]
Freedom Debt Relief Sued for Violating Federal Law
By Mark Huffman, Reprint from Consumer Affairs (11/9/17) The Consumer Financial Protection Bureau (CFPB) alleges the company charges consumers without settling their debts, requires them to negotiate their own settlements, provides misleading information about fees and services and does not inform consumers of their right to money they deposit.
Fake Invoices and Unordered Items
Do you receive random e-mail messages stating that an invoice is due with the invoice as a Word or Adobe document attachment? I’ve gotten at least three over this year. I know these are scams, but I would like to know that I’m not the only one being targeted.
Lose Your Tax refunds in Arizona
By Russ Wiles, Arizona Republic, 2/25/19 (reprint) For many Americans, income tax refunds are the largest single chunk of money they receive all year. Imagine losing most or all of it to a debt collector or in a bankruptcy proceeding.
https://www.123rf.com/profile_andreypopov'>andreypopov / 123RF Stock PhotoArizona Trustee Sales, Foreclosures and Short Sales
WARNING TO THE WISE: Never do a short sale, deed in lieu of foreclosure, allow a trustee’s sale, or a foreclosure to go forward without first obtaining both legal and tax advice. You cannot undo serious mistakes once the process is completed.
Mortgages for First Time Military Home Buyers
The Consumer Financial Protection Bureau (CFPB) released a report focusing on mortgages made to first-time homebuyers who are serving in the armed forces or are veterans. The Bureau’s report is the first time researchers have been able to provide a description and analysis of servicemembers’ mortgage choices and mortgage performance, both during and after the […]
Is Your Attorney Lazy or Willing To Fight For You?
The insurance company’s first offer is based on the hope you will take the quick money and run. Lawyers who don’t care about their clients’ best interests can make a lot more money settling cheap and moving on to the next case, and the next, and so forth.
Why Did the Creditor Take My Tax Refund – Arizona Law
(WARNING: The following is Arizona specific) Most people do not understand that if a creditor sues and obtains a judgment they can take your tax refunds and money in a bank account, to name just a few items. I know this does not sound fair – especially when the creditor is taking your child care […]
“The Dog Ate My Computer” Argument by Chapter 13 Debtor
In re Hindra v. Dockery, US Trustee & Deutsche Bank, BAP No. CC-18-1132-KuTaF (9th Circuit, Jan 29, 2019) In 2016 Etta Hindra filed a chapter 13 bankruptcy and everything went downhill from there. She did not file the proper documents, meet deadlines or pay the amounts necessary in order to cure the arrears owed to her […]
Copyright: Navient, FedLoan and other student loan servicers “outrageous mismanagement” February 12, 2019 – An audit report released by the Education Department Office of Inspector General described the outrageous mismanagement of federal student loan servicers, like Navient and FedLoan,
