Resources for Consumers – COVID-19
SCAMS ABOUND – NEVER BELIEVE WHAT SOMEONE TELLS YOU, UNLESS YOU CHECK IT OUT. Here are some Arizona resources to help you find accurate information. With every crisis comes thousands of scams trying to steal your money or your rights. Do your homework before believing [...]
The IRS Will Not Call You About Your Stimulus Money – It Is a Scam
The IRS Won’t Call You About Your Stimulus Money IF YOU GET A CALL FROM SOMEONE SAYING THEY ARE FROM THE IRS – STOP!!!! IT IS A SCAM!!!! June 24, 2020 – The Federal Trade Commission (FTC) issues a warning that scammers are pretending [...]
COVID-19 Scams – Warnings from FTC
ALERT FOR SMALL BUSINESS OWNERS NEEDING PPP LOANS Law suit against Ponte Investments, LLC, promoted their “SBA Loan Program” and website “SBAloanprogram.com […]
COVID Has Exposed Many of Our Neighbors to an Ugly Financial Reality
The next 12 to 18 months is going to be financially difficult for many of our neighbors Our new normal is homeschooling, face masks and self-isolation. What few are talking about is the financial consequence of COVID-19. Many of our neighbors are faced with difficult choices – pay the mortgage [...]
Paycheck Protection Program – New Changes
SBA issues rules and guidance regarding the amended Paycheck Protection Program. The Flexibility Act: legislation signed June 5 lowered to 60% from 75% the minimum percentage of PPP funds borrowers have to spend on payroll costs to have the loans forgiven. Plus, extended the covered period from eight weeks to [...]
I am a Leader in Democratization of Knowledge about Bankruptcy. Who Knew!
Who knew that I was a leader in providing knowledge to others (now called “Democratizing Knowledge)!! An article on Wired, Natalie Chyi, focuses a light on how COVID-19 has changed the prospective of on sharing information. Titled The Coronavirus is Democratizing Knowledge. The sub-title is: “Despite toxic misinformation, the pandemic [...]
Lead Express, Harvest Mood Financial Sued by FTC
Lead Express, Harvest Moon Financial and others repeated drew interest-only charges, leaving consumers to pay more than promised May 22, 2020 – The Federal Trade Commission (FTC) has charged Lead Express, Harvest Moon Financial, Gentle Breeze Online, and Green Stream Lending with deceiving its customers by overcharging millions of dollars [...]
Bankruptcy After COVID-19, What Should You Do to Avoid Mistakes?
This is a difficult time for everyone – employer, employee, parents, and seniors. Never decide to do something without understanding the consequences of those innocent actions. We all know it is important to plan ahead. It cannot be more important than today. Many of you [...]
COVID-19 – Help for Homeowners and Renters
CORONAVIRUS ASSISTANCE INFORMATION July 11, 2019 – the following is information from the Federal Housing Finance Agency. FHFA is closely monitoring the coronavirus national emergency’s effect on the housing finance market and continues to update policies and guidance to ensure its regulated entities – Fannie Mae, Freddie Mac (the Enterprises), [...]
How Filing for Bankruptcy Changed My Life
lawyer, retired law professor, educator, wife, mother I could tell you how bankruptcy may change your life, but why would you listen to me? After all, I am the attorney who charges money to help her clients. What makes more sense is that I share my clients’ reports [...]