Credit reports falsely lead the consumer into believing information on the reports is accurate, or that a creditor is required to make sure the data on the credit report is accurate.

CFPB Launches Massive Lawsuit – Debt Collectors, Payment Processors and others

Why is this “ground breaking”?  This is the first time that payment processors are held to the same standard of responsibility as the debt collectors.  Related Post New Mortgage Lending Rules – CFPB Protecting… Is Your College Offering Checking & Pre-paid … CFPB Issues Guidance on Housing Counselor Require… CFPB Proposed changes to our Mortgage […]

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Garnishment of Wages – Administrative Actions

Many people ask whether or not a student loan company or SBA creditor can garnish their wages without first obtaining a court order.  The answer is “yes”. Related Post What To Do If Your Wages Are Being Garnished

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Increase in Credit Card Debt & Risky Home Loans

Related Post Credit Card Sold to Debt Collectors Quarterly Report on Household Debt & Credit Foreclosure Are Down 25 Percent

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Richard S. Berry, Why Pay a Lawyer, Pleads Guilty to Bankruptcy Fraud

Related Post Consumer advisory: Don’t fall for a foreclosure re… Arizona Atty General Warns about another Mortgage … Judges Holding Banks Responsible – Tired of … Short Sale and Foreclosure Frauds Continue Bankruptcy & Consumer Issues BEWARE: Payday Loans and Deposit Advances

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Am I Responsible for My Deceased Spouse’s Pre-marriage Debts?

This area of law turns on specific facts.  It is almost impossible to give a single answer for what you may think is a simple question.  First, the law of the state where you live or lived may control.  Second, a prior marriage or debts taken out before the current marriage may affect the answer.  […]

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Wells Fargo

CFPB Takes Action Against Wells Fargo and Chase for Illegal Mortgage Kickbacks

ILLEGAL MORTGAGE SCHEMES: The Consumer Financial Protection Bureau (CFPB) and the Maryland Attorney General took action against Wells Fargo and JPMorgan Chase for an illegal marketing-services-kickback scheme they participated in with Genuine Title, a now-defunct title company. Related Post 47% of Home Buyers Do Not Compare Mortgage Rates CFPB Launches Massive Lawsuit – Debt Collect… […]

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Is Your College Offering Checking & Pre-paid Accounts with Tricks and Traps?

Related Post CFPB Launches Massive Lawsuit – Debt Collect… 47% of Home Buyers Do Not Compare Mortgage Rates 20% of Consumers Have Credit Reporting Errors Debt Collectors Could Face New Rules CFPB Issues Guidance on Housing Counselor Require… OCWEN Slammed With $2 Billion Settlement

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Stories From a Bankruptcy Attorney – the good, the bad and the moronic.

Related Post Negative Equity in Home – Chart by State Sallie Mae Failing to Follow Requirements Consumer Financial Protection Bureau finds Payday … Michelle Ugenti’s bill to reduce the rights of dis… Millions $$ Being Released to Arizona Homeowners Richard S. Berry aka Why Pay a Lawyer – indi…

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The Seamy World of Debt Collecting

Related Post CFPB Takes Action to End Student “Debt Relief” Sca… Credit Card Sold to Debt Collectors New Mortgage Lending Rules – CFPB Protecting… CFPB Launches Massive Lawsuit – Debt Collect… 47% of Home Buyers Do Not Compare Mortgage Rates CFPB Issues Guidance on Housing Counselor Require…

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What is a Zombie Debt? Banks Are Subverting Bankruptcy Protection.

Related Post Big Banks Profit by Falsely Reporting Bankrupt Deb… New Round of Defaults of Mortgages in 2015 and 201… Judges Holding Banks Responsible – Tired of … Bank of America Penalized $45 M for Wrongful Forec… BofA Gave Staff Bonuses to Foreclose on Homeowners Big Banks Plead Guilty to Criminal Charges

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