• ANOTHER DOCUMENT PREPARATION SERVICE IN TROUBLE FOR NOT FOLLOWING THE LAW – SAUNDRA EHRHARDT and AIRHARDT ENFORCEMENT SERVICE In re Munoz, 2:19-bk-05828 (7/3/2019)Judge Collins, Arizona bankruptcy judge, found Ms. Ehrhardt violated bankruptcy law and forced [...]

  • To Poor to File Bankruptcy: Hundreds of thousands of Americans are hounded mercilessly by debt collectors, but unable to afford to file for bankruptcy. Why Do Some Law Firms Act Like Used Car Sales Lots? [...]

  • Published On: April 26, 2015

    Hiring an attorney, or any professional, can be overwhelming, but it does not have to be. This video has some helpful tips for interviewing a great attorney. Remember to do your research before hiring [...]

  • Hundreds of thousands of people try to save their homes are defrauded by “mortgage modification” and other scams. Desperate people find themselves and their family on the street after trying [...]

  • Published On: April 10, 2015

    REOPENING BANKRUPTCY CASE This Motion is filed on an Ex Parte basis in that JPMorgan Chase Bank, N.A. (the “Defendant”) never filed a response to the Summons and Complaint or an appearance [...]

  • WELCOME BACK. THIS NEXT STAGE WILL TAKE YOU THROUGH ENTERING DATA (ON-LINE), MEETING WITH ME (TWICE – VIRTUALLY USING ZOOM OR IN-PERSON) AND PREPARING FOR FILING YOUR BANKRUPTCY. Each client receives individualized [...]

  • Published On: March 28, 2015

    Free Advice about Bankruptcy A bankruptcy for an individual (not a company) will be discussed in the following sections. My goal is to learn about your issue and answer your questions (generally for free), [...]

  • Morgan Drexen accused of deceiving consumers by charging fees related to “sham” bankruptcy services Consumer Financial Protection Bureau (CFPB)  filed its lawsuit in August 2013, against debt-relief services company Morgan Drexen.  The CFPB alleges, among [...]

  • I lost my business when I filed bankruptcy – why? There are very strict rules dictating how the process of bankruptcy works. The bankruptcy trustee must take specific actions in order to protect the bankruptcy [...]

  • Richard Sylvester Berry (disbarred lawyer and felon), Why Pay a Lawyer, admits to defrauding clients (again). Richard S. Berry, Why Pay a Lawyer, admits to committing bankruptcy fraud. This is not the first time Mr. [...]

  • Is your financial and personal information safe when filing a bankruptcy? The answer is a resounding "there is absolutely no guarantee". The other day a caller said "I used a document preparer or bankruptcy petition [...]

  • As an Arizona attorney with more than 25 years experience in bankruptcy and foreclosure I see people making desperate economic decisions they later regret. I deal with this behavior by mumbling under my breath (and [...]

  • Published On: November 17, 2014

    INHERITANCE AND BANKRUPTCY How a Disclaimed Inheritance Can Be Recovered Under Section 544(b) In re Spenser, 22-3016 (Bankr.S.D. ILL. 3/17/2023) Conclusion: Section 544(b)(1) of the Bankruptcy Code permits the Trustee to recover [...]

  • Published On: November 17, 2014

    LAWSUITS, LIENS AND JUDGMENTS “Judgment-proof” is a legal concept and refers to those individuals, such as minors and those not legally competent, against whom a judgment may not be entered, or if [...]

  • Warning at the end of a Legalzoom TV ad "Legalzoom is not a law firm or a substitute for the advice of an attorney and provides self-help services at your specific direction." This warning lasts [...]